Vividthree Holdings Receives Immediate Loan Repayment Demand from UOB: Key Details for Investors

Summary of Key Points

• Vividthree Holdings Ltd. has received a letter of demand from United Overseas Bank Limited (UOB).
• UOB has terminated two loan facilities extended to the Group: a money market line and a temporary bridging loan under the Enterprise Financing Scheme.
• The total outstanding sum of S\$1,169,482.37 (including accrued interest) is immediately due and payable within 7 days from 6 January 2026.
• The Company is engaging with UOB for alternative settlement proposals and is also in fundraising negotiations with other parties.
• The Board states that the Group’s status as a going concern depends on the outcome of these efforts.
• As of the announcement date, no other legal actions have been taken against the Group.
• Investors are urged to exercise caution when trading the Company’s securities due to the material uncertainty surrounding the Company’s financial position.

Full Details of the Announcement

On 6 January 2026, Vividthree Holdings Ltd. received a formal letter of demand from United Overseas Bank Limited (UOB), marking a significant development in the Company’s financial situation. The letter relates to the money market line and temporary bridging loan previously extended to the Group by UOB.

Breakdown of Outstanding Loans

• Temporary Bridging Loan: Originally secured as a S\$5 million facility under a government-backed scheme (Enterprise Singapore) during the COVID-19 pandemic in April 2020. As of now, an outstanding sum of S\$167,300.08 (including accrued interest) remains unpaid.
• Money Market Line: Secured in October 2019 with a total limit of S\$1 million, the Company currently has an outstanding balance of S\$1,002,182.29 (including accrued interest).

The total outstanding amount due immediately is S\$1,169,482.37. UOB has terminated both facilities and is demanding full repayment within 7 days of the letter.

Company’s Response and Ongoing Actions

Vividthree Holdings has indicated that it is actively engaging UOB to resolve the matter. Management is considering alternative settlement proposals and is in negotiations with several parties for potential fundraising to address the outstanding debts.

The Board has stated that the Company’s ability to continue as a going concern is dependent on the successful outcome of these efforts. The Group acknowledges that failure to secure alternative arrangements or raise new funds could have serious implications for its financial stability and ability to operate.

Implications for Shareholders

• Material Uncertainty: The immediate demand for repayment, coupled with uncertainty over the Company’s ability to raise funds or negotiate alternative settlements, presents a material risk to the Group’s ongoing operations.
• Potential Share Price Impact: The situation is price sensitive and may lead to significant share price volatility as investors assess the risk of default, dilution from fundraising, or other adverse outcomes.
• No Other Legal Actions: At this time, the Group reports no other legal proceedings, but shareholders should remain vigilant for further developments.
• Continued Trading: The Company’s Board believes sufficient information has been disclosed for orderly trading and confirms all material disclosures have been made. However, further announcements will be issued as material events unfold.
• Caution Advised: Shareholders and potential investors are strongly urged to exercise caution when dealing in the Company’s securities and to consult their professional advisors if in doubt.

Conclusion

The demand by UOB for immediate repayment of over S\$1.16 million is a significant and potentially price-sensitive event for Vividthree Holdings Ltd. The Company’s financial position is uncertain, and its future will depend heavily on successful negotiations with creditors and potential fundraising activities. Investors should closely monitor all subsequent announcements and consider the risks before making any investment decisions.

Disclaimer: This article is based on the company’s official announcement and is intended for informational purposes only. It does not constitute investment advice. Investors are advised to conduct their own due diligence and consult financial advisors before making investment decisions. The author and publisher assume no responsibility for actions taken based on this article.

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