Zhongmiao Holdings Announces Strategic Cooperation with ZhongAn Online
Key Highlights of the Business Update
- Zhongmiao Holdings (Qingdao) Co., Ltd. (Stock Code: 1471) has entered into a strategic cooperation agreement with ZhongAn Online P&C Insurance Co., Ltd. (Stock Code: 6060), a leading internet insurance provider in China.
- The partnership aims to establish a long-term, stable, and comprehensive cooperation based on equality, mutual benefit, complementary advantages, win-win collaboration, and shared development.
- Both parties will leverage their strengths: Zhongmiao Holdings’ diversified scenario resources and digital operations, and ZhongAn Online’s insurtech and product innovation capabilities.
- The collaboration focuses on expanding insurance coverage in emerging fields such as digital industry, robotics, new energy, and healthcare.
- The agreement includes joint development of highly-adaptive internet insurance products tailored to specific customer groups and industry attributes.
- Zhongmiao Holdings will provide diversified insurance scenarios, while utilizing its core technology in intelligent risk control, AI risk reduction, and smart claims to create a fully-integrated digital insurance platform.
- Both companies are listed on the Main Board of the Hong Kong Stock Exchange, opening the door for potential further cooperation at the strategic investment and industry levels in compliance with regulatory and corporate governance requirements.
Details of the Strategic Cooperation
The cooperation seeks to create a two-way empowerment, enabling both Zhongmiao Holdings and ZhongAn Online to complement each other’s core strengths. Zhongmiao will make available a range of insurance scenarios in high-growth sectors, offering ZhongAn a platform to deploy its innovative insurance products and technologies.
The Group intends to use its advanced technologies—including intelligent risk control, digital policy management, and AI-powered claims processing—to support the cooperation. Through this partnership, a complete digital closed loop for insurance services will be established, covering the entire process from risk assessment and matching, to dynamic risk reduction, digital policy administration, and smart claims.
To maximize the benefits of this collaboration, both parties will also set up a joint customization mechanism for internet insurance products. ZhongAn Online, leveraging its dual-engine advantage of “insurance + technology” and its full-value-chain digitalization capabilities, will customize insurance products to fit the specific characteristics and risk features of Zhongmiao Holdings’ customer base. This approach aims to foster differentiated core competitiveness in the insurtech sector.
ZhongAn Online is recognized as the first internet insurance company in China driven by both insurance and technology, focusing on ecosystems such as health, digital life, consumer finance, and automobile. The partnership with Zhongmiao Holdings will enable both companies to expand in the rapidly-evolving digital insurance landscape.
Potential Impact on Shareholders and Share Value
- Growth Opportunities: The cooperation is expected to upgrade Zhongmiao Holdings’ closed-loop business model, enhance its insurance product and service portfolio, and improve scenario-based product customization. This could lead to increased customer value and service penetration in diversified insurance scenarios.
- Enhanced Digital Capabilities: By integrating advanced AI and digital technologies, the Group can streamline its operational efficiency and provide superior customer service, potentially driving business growth and improving financial performance.
- Strategic Investment Potential: As both parties are listed companies, there may be future opportunities for deeper strategic investment and industry collaboration, subject to compliance with laws and regulations. Such developments could be price-sensitive and may have a material impact on share valuations.
- Preliminary Nature of Agreement: It is important for shareholders and potential investors to note that the agreement currently sets out only preliminary cooperation intentions. There are no binding substantive rights or obligations at this stage, and the partnership is subject to further formal agreements which may or may not materialize.
- Shareholder Caution: The company has emphasized that shareholders and investors should exercise caution when dealing in the shares, as there is uncertainty regarding the finalization of the cooperation.
Board Statement
The Board believes that this strategic cooperation aligns with the interests of the Group and its shareholders, positioning Zhongmiao Holdings for long-term growth and innovation in the digital insurance sector.
Disclaimer
This article is for informational purposes only and does not constitute investment advice. The cooperation agreement between Zhongmiao Holdings and ZhongAn Online is currently preliminary and non-binding. Future developments are subject to formal agreements and regulatory compliance. Investors are advised to exercise caution and consult professional advisors before making any investment decisions.
中淼控股宣佈與眾安在線達成戰略合作
公告重點
- 中淼控股（青島）有限公司（股份代號：1471）與中國領先的互聯網保險公司眾安在線財產保險股份有限公司（股份代號：6060）簽訂戰略合作協議。
- 合作目標為建立長期、穩定及全面的戰略夥伴關係，強調平等互利、優勢互補、合作共贏及共同發展。
- 雙方將發揮各自優勢：中淼控股的多元化場景資源及數字化運營優勢，配合眾安在線的保險科技及產品創新能力。
- 合作重點包括拓展數字產業、機械人、新能源及大健康等新興領域的保險覆蓋面。
- 協議涵蓋針對特定客戶群及行業屬性，聯合開發高度適應性的互聯網保險產品。
- 中淼控股將提供多元場景，並運用智能風控、AI風險減低、智能理賠等核心技術，建立一個一體化智能保險平台。
- 雙方均於香港聯交所主板上市，日後有機會在戰略投資及行業層面進一步深化合作，前提是遵守監管及公司治理規定。
戰略合作詳情
是次合作旨在推動雙向賦能，令中淼控股及眾安在線互補長處。中淼控股將開放多個高增長領域的保險應用場景，讓眾安在線發揮其保險創新產品及科技實力。
集團將利用先進技術，包括智能風控、數字保單管理及AI智能理賠，支持雙方合作。透過夥伴關係，將建立全面數字化保險服務閉環，覆蓋由風險評估、精準配對、風險動態減低、數字化保單管理至智能理賠的全流程。
雙方亦會設立互聯網產品專屬定制機制。眾安在線憑藉「保險+科技」雙引擎及全價值鏈數字化能力，為中淼控股特定客戶群定制保險產品，推動保險科技行業的差異化核心競爭力。
眾安在線是中國首間以“保險+科技”雙引擎驅動的互聯網保險公司，聚焦健康、數字生活、消費金融及汽車生態圈。今次合作將助力雙方在數字保險市場進一步拓展。
對股東及股份價值的潛在影響
- 增長機遇： 合作預期能升級中淼控股閉環業務模式，增加產品及服務多元性，提升場景化產品定制能力，提高客戶價值及服務滲透率。
- 數字能力提升： 集成AI及數字技術，有望提升運營效率及客戶體驗，推動業務增長及財務表現。
- 戰略投資潛力： 雙方同為上市公司，未來或有機會在合規前提下深化戰略及產業合作，這些動向具價格敏感性，或對股份估值有重大影響。
- 協議屬初步階段： 股東及投資者需注意，目前協議僅屬初步合作意向，雙方未有任何具體實質權利或義務，一切須待進一步正式協議落實，最終未必必然成事。
- 股東需審慎行事： 公司特別提醒股東及投資者於買賣股份時應保持審慎，因合作能否最終落實仍存在不確定性。
董事會聲明
董事會認為是次戰略合作有利於中淼控股及其股東長遠發展，助力集團於數字保險領域邁向創新及增長。
免責聲明
本文僅供參考，不構成任何投資建議。中淼控股與眾安在線的合作協議目前僅屬初步及無約束力。未來發展須視乎正式協議及監管合規。投資者應審慎行事，並於作出投資決定前諮詢專業顧問。
