荣联科技集团发布全资子公司担保进展公告，最高担保额5,000万元
要点概述
- 荣联科技集团股份有限公司（证券代码：002642，证券简称：荣联科技）公告，为全资子公司深圳市赞融电子技术有限公司（以下简称“赞融电子”）提供最高债权额不超过人民币5,000万元的连带责任保证担保。
- 此次担保系公司2026年度为全资子公司提供担保额度预计事项的具体落实，累计对赞融电子担保余额达到1.1亿元，占公司最新经审计净资产的9.26%。
- 公司及其控股子公司累计担保额度为3.75亿元，担保余额1.28亿元，未发现违规、逾期及涉诉担保。
- 被担保方赞融电子为公司全资子公司，2026年一季度出现亏损，净利润为-308.78万元。
详细内容
一、担保事项的背景与进展
荣联科技于2025年12月24日召开第七届董事会第十六次会议，并于2026年1月13日召开2026年第一次临时股东会，审议通过了2026年度为全资子公司提供担保额度预计的相关议案。此次公告为该事项的具体进展，公司于近期与中国建设银行股份有限公司深圳市分行签署《本金最高额保证合同》，为全资子公司赞融电子提供不超过5,000万元的综合授信连带责任保证担保。
二、被担保方情况及财务状况
- 公司名称： 深圳市赞融电子技术有限公司
- 注册资本： 10,000万元人民币
- 成立日期： 1997年10月27日
- 股权结构： 荣联科技全资持有
- 主要业务： 计算机软硬件技术开发、购销、金融设备维护、国内贸易、进出口业务、信息系统集成与维护、云计算设备销售、大数据服务、软件开发等
- 财务数据：
- 2025年12月31日资产总额：38,766.98万元，负债总额：11,217.51万元，净资产：27,549.47万元
- 2026年3月31日资产总额：42,102.73万元，负债总额：14,862.04万元，净资产：27,240.69万元
- 2025年度营业收入：24,730.33万元，净利润：342.49万元
- 2026年1-3月营业收入：2,695.96万元，净利润：-308.78万元（亏损）
- 未被列入失信被执行人名单。
三、担保合同主要条款
- 担保方： 荣联科技集团股份有限公司
- 被担保方： 深圳市赞融电子技术有限公司
- 担保内容： 为赞融电子向建设银行深圳分行综合授信最高债权额不超过5,000万元提供连带责任保证担保
- 担保方式： 连带责任保证担保
- 担保期限： 自单笔授信主合同签订之日起至债务履行期限届满日后三年止
- 担保范围： 包括主债权本金、利息（含复利和罚息）、违约金、赔偿金、法律文书规定的迟延履行期间应支付的债务利息及其他相关费用（如手续费、诉讼仲裁等各项费用）
四、公司对外担保整体情况
- 公司及控股子公司累计担保额度：37,500万元
- 累计担保余额：12,800万元（含本次担保），占公司最近一期经审计净资产的10.77%
- 公司为赞融电子担保余额：11,000万元（含本次担保），占公司最近一期经审计净资产的9.26%
- 未发生违规、逾期、涉诉担保事项
对投资者的影响与风险提示
- 此次新增担保额度及担保余额占公司净资产比重较高，若被担保方经营状况恶化，存在一定的代偿风险，需引起投资者关注。
- 赞融电子2026年一季度出现亏损，且负债规模有所上升，或对公司整体财务安全性产生影响。
- 公司目前未发生违规、逾期及涉诉担保，整体风险可控。
特此公告，敬请投资者关注相关风险。
免责声明： 本文所述内容仅供参考，不构成投资建议。投资者据此操作，风险自负。公司信息以公告原文为准，投资需谨慎。
English Version
Ronglian Technology Group Issues Update on Guarantee for Wholly-Owned Subsidiary: Maximum Guarantee Amount Reaches RMB 50 Million
Key Points Overview
- Ronglian Technology Group Co., Ltd. (Stock Code: 002642, Stock Abbreviation: Ronglian Technology) announced that it will provide a maximum joint and several liability guarantee of up to RMB 50 million for its wholly-owned subsidiary, Shenzhen Zanrong Electronic Technology Co., Ltd. (“Zanrong Electronics”).
- This guarantee is the concrete implementation of the company’s 2026 estimated guarantee quota for its subsidiary. The accumulated guarantee balance for Zanrong Electronics now reaches RMB 110 million, accounting for 9.26% of the company’s most recently audited net assets.
- The company and its subsidiaries’ total guarantee quota is RMB 375 million, with a guarantee balance of RMB 128 million. No illegal, overdue, or litigation-related guarantees have been found.
- The guaranteed party, Zanrong Electronics, is wholly owned by the company and suffered a net loss of RMB -3.088 million in Q1 2026.
Detailed Information
1. Background and Progress of the Guarantee
On December 24, 2025, Ronglian Technology held its 16th meeting of the 7th Board of Directors, and on January 13, 2026, it held the first extraordinary shareholders’ meeting of 2026, passing the relevant proposal to provide guarantee quotas for its wholly-owned subsidiaries in 2026. This announcement is an update on that matter: the company has recently signed a “Maximum Amount Guarantee Contract” with China Construction Bank Shenzhen Branch, providing Zanrong Electronics with a joint and several liability guarantee for integrated credit up to RMB 50 million.
2. Details and Financials of the Guaranteed Party
- Company Name: Shenzhen Zanrong Electronic Technology Co., Ltd.
- Registered Capital: RMB 100 million
- Established: October 27, 1997
- Ownership Structure: Wholly-owned by Ronglian Technology
- Main Business: Computer hardware and software development and sales, financial equipment maintenance, domestic trade, import and export, information system integration and maintenance, cloud computing equipment sales, big data services, software development, etc.
- Key Financial Data:
- As of Dec 31, 2025: Total assets RMB 387.67 million, Total liabilities RMB 112.18 million, Net assets RMB 275.49 million
- As of Mar 31, 2026: Total assets RMB 421.03 million, Total liabilities RMB 148.62 million, Net assets RMB 272.41 million
- 2025 Revenue: RMB 247.30 million, Net profit: RMB 3.42 million
- Q1 2026 Revenue: RMB 26.96 million, Net profit: RMB -3.09 million (loss)
- Not listed as a dishonest executor (no credit issues).
3. Main Terms of the Guarantee Contract
- Guarantor: Ronglian Technology Group Co., Ltd.
- Guaranteed Party: Shenzhen Zanrong Electronic Technology Co., Ltd.
- Guarantee Content: Joint and several liability guarantee for Zanrong’s credit line application with CCB Shenzhen Branch, up to RMB 50 million
- Guarantee Type: Joint and several liability
- Term: From the date of signing the master credit contract for each business until three years after the performance period ends under that contract
- Scope: Principal debt (max RMB 50 million), all interest (including compound and default interest), liquidated damages, compensation, court-ordered late payment interest, and related fees (service charges, litigation/arbitration costs, etc.)
4. Company’s Overall External Guarantee Position
- Total guarantee quota (company + subsidiaries): RMB 375 million
- Total guarantee balance: RMB 128 million (including this guarantee), accounting for 10.77% of the most recently audited net assets
- Guarantee balance for Zanrong Electronics: RMB 110 million (including this guarantee), accounting for 9.26% of net assets
- No illegal, overdue, or litigation-related guarantees
Investor Impact and Risk Reminder
- The new guarantee amount and balance account for a relatively high proportion of the company’s net assets. If the guaranteed party’s operations worsen, the company faces some compensation risk; investors should be alert to this.
- Zanrong Electronics posted a loss in Q1 2026 and its liabilities have increased, which could affect the company’s overall financial safety.
- There are currently no illegal, overdue, or litigation-related guarantees, and the overall risk appears controllable.
This announcement is for investor attention and risk awareness.
Disclaimer: The contents herein are for reference only and do not constitute investment advice. Investors act at their own risk. Please refer to the official company announcement for authoritative information. Invest prudently.
