金新农发布2026年度及控股子公司担保进展公告，担保余额高达净资产89.71%
金新农发布2026年度及控股子公司担保进展公告，担保余额高达净资产89.71%
主要内容摘要
- 2026年度公司及子公司对外担保额度高达30亿元，实际对外担保余额为13.59亿元，占2024年末经审计净资产的89.71%。
- 子公司为母公司提供的担保余额为15.35亿元。
- 截至目前，公司及控股子公司因被担保方逾期而承担的代偿款余额为4,761.03万元，但本年度无新增代偿。
- 本次公告涉及多笔担保，涵盖采购履约担保、融资担保等，担保对象包括公司下属企业和外部合作方。
详细内容解读
深圳市金新农科技股份有限公司（以下简称“金新农”）于2025年12月12日召开董事会、12月29日召开股东大会，审议并通过了2026年度担保额度的相关议案。
2026年度担保额度安排
- 为合作养殖户向银行融资提供担保额度不超过1亿元。
- 为公司全资或控股子公司向业务相关方（如供应商、银行、融资租赁公司等）提供担保额度不超过29亿元。
- 公司子公司为公司向业务相关方申请授信等提供担保额度不超过50亿元。
近期担保进展明细
| 序号 |
担保人 |
债务人 |
债权人 |
签署日期 |
担保协议金额（万元） |
担保余额（万元） |
担保类型/期限 |
| 1 |
深圳市金新农科技股份有限公司 |
广东金新农饲料有限公司 |
福建兆佳贸易有限公司 |
2026/03/26 |
3,000 |
3,000 |
采购履约担保（2026-03-26至2027-03-25） |
| 2 |
深圳市金新农科技股份有限公司 |
铁力市金新农生态农牧有限公司 |
中国农业发展银行铁力市支行 |
2026/03/28 |
8,500 |
0 |
融资担保（3年） |
| 3 |
深圳市金新农科技股份有限公司 |
安徽金新农生物饲料有限公司 |
中国建设银行芜湖星悦广场支行 |
2026/03/25 |
2,000 |
1,438.07 |
融资担保（2026-03-25至2027-03-25） |
| 4 |
广东金新农饲料有限公司 |
深圳市金新农科技股份有限公司 |
渤海银行深圳分行 |
2026/03/17 |
3,000 |
0 |
融资担保（2026-03-19至2027-03-18） |
上述担保分别用于采购履约、企业融资等业务用途。
累计对外担保及逾期担保情况
- 公司及控股子公司（不含子公司为母公司提供的担保）担保额度总计30亿元，实际担保余额13.59亿元。
- 担保余额占2024年末净资产89.71%，这一高比例担保或对公司风险敞口和流动性带来关注。
- 截至公告日，公司及控股子公司为合并报表外单位提供的担保余额为0。
- 子公司为母公司提供担保余额为15.35亿元。
- 因被担保方逾期而承担的代偿款余额为4,761.03万元，但2026年度未新增代偿。
对投资者的重要提示及潜在价格敏感信息
- 高担保余额风险：担保余额接近净资产90%，大幅高于一般上市公司水平，投资者需关注公司因担保导致的潜在财务风险和现金流压力。
- 逾期代偿风险：虽然2026年未新增代偿，但公司历史已有逾期代偿余额，说明部分被担保方实际履约能力存在风险。
- 大额担保决策频繁：公司及子公司频繁为关联企业及自身业务提供大额担保，显示公司整体资金运作和流动性高度依赖外部融资及互保安排。
总结
金新农2026年度实际对外担保规模庞大，持续接近净资产九成。担保行为虽有助于集团整体资金运作和业务推进，但也显著提升了公司财务风险暴露程度。投资者需密切关注后续担保履约情况及公司现金流状况。若未来担保风险暴露或大额逾期代偿，将可能对公司业绩及股价产生显著影响。
免责声明：本新闻内容仅供信息参考，不构成任何投资建议。投资者据此操作，风险自担。请结合公司公告及自身判断做出决策。
English Version
Jinxinnong Discloses 2026 Guarantee Progress: Guarantee Balance Reaches 89.71% of Net Assets
Jinxinnong Discloses 2026 Guarantee Progress: Guarantee Balance Reaches 89.71% of Net Assets
Key Points Summary
- For 2026, the company and its subsidiaries have a total external guarantee limit of RMB 3 billion, with an actual guarantee balance of RMB 1.359 billion, accounting for 89.71% of audited net assets as of end-2024.
- Subsidiaries’ guarantees for the parent company stand at RMB 1.535 billion.
- As of now, compensation paid due to overdue guarantees is RMB 47.61 million, with no new compensation this year.
- This announcement covers multiple guarantees, including procurement performance and financing guarantees, involving group companies and external partners.
Detailed Report
Shenzhen Jinxinnong Technology Co., Ltd. (“Jinxinnong”) convened its board and shareholder meetings in December 2025, approving the 2026 annual guarantee plans.
2026 Guarantee Arrangements
- Guarantees for cooperative breeders’ bank financing: up to RMB 100 million.
- Guarantees for wholly/majority-owned subsidiaries’ credit, loans, factoring, leasing, procurement, etc.: up to RMB 2.9 billion.
- Subsidiaries’ guarantees for the company’s credits and operational obligations: up to RMB 5 billion.
Recent Guarantee Transactions
| No. |
Guarantor |
Debtor |
Creditor |
Date |
Guarantee Amount (10,000 RMB) |
Balance (10,000 RMB) |
Type/Period |
| 1 |
Jinxinnong Technology |
Guangdong Jinxinnong Feed |
Fujian Zhaojia Trading |
2026/03/26 |
3,000 |
3,000 |
Procurement performance (2026-03-26 to 2027-03-25) |
| 2 |
Jinxinnong Technology |
Tieli Jinxinnong Agriculture |
Agricultural Development Bank, Tieli |
2026/03/28 |
8,500 |
0 |
Financing (3 years) |
| 3 |
Jinxinnong Technology |
Anhui Jinxinnong Feed |
CCB Wuhu Xingyue Plaza |
2026/03/25 |
2,000 |
1,438.07 |
Financing (2026-03-25 to 2027-03-25) |
| 4 |
Guangdong Jinxinnong Feed |
Jinxinnong Technology |
Bohai Bank Shenzhen |
2026/03/17 |
3,000 |
0 |
Financing (2026-03-19 to 2027-03-18) |
These guarantees are for procurement performance and financing needs.
Total and Overdue Guarantees
- Company and major subsidiaries (excluding subsidiaries’ guarantees for the parent) have a total guarantee limit of RMB 3 billion and actual balance of RMB 1.359 billion.
- Guarantee balance is 89.71% of end-2024 net assets—a high proportion that may raise concerns about financial risk and liquidity.
- No guarantees for entities outside consolidated statements.
- Subsidiaries’ guarantees for the parent: RMB 1.535 billion.
- Overdue compensation paid: RMB 47.61 million; no new compensation in 2026 so far.
Key Investor Reminders & Price-Sensitive Information
- High Guarantee Balance Risk: The guarantee balance is nearly 90% of net assets, far above typical listed company levels—investors should closely monitor potential financial risk and cash flow pressure from guarantees.
- Overdue Compensation Risk: Though no new compensation in 2026, historical overdue compensation indicates some guarantee counterparties have questionable repayment abilities.
- Frequent Large Guarantee Decisions: Group and subsidiaries frequently provide large mutual guarantees, reflecting a high reliance on external financing and mutual assurance for liquidity.
Conclusion
Jinxinnong’s actual guarantee scale for 2026 remains significant, approaching 90% of net assets. While such guarantees support group financing and operations, they sharply increase financial risk exposure. Investors should monitor future guarantee performance and cash flows. Large guarantee defaults or overdue compensation could materially affect performance and share price.
Disclaimer: This news article is for information only and does not constitute investment advice. Investors act at their own risk. Please make decisions based on official disclosures and individual judgment.
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