Crawford & Company Files Amended 10-K/A: Key Shareholder and Investor Insights

Summary of Key Points

• Amendment to Annual Report: Crawford & Company (NYSE: CRD-A, CRD-B) has filed Amendment No. 1 to its Annual Report on Form 10-K/A for the fiscal year ended December 31, 2025.
• Correction of Audit Report: The amendment corrects the report date and content of the Independent Registered Public Accounting Firm’s report by Ernst & Young LLP included in the original filing. The original consent and audit report contained an incorrect date and unnecessary language regarding internal control over financial reporting.
• No Changes to Financial Statements: Other than the corrections mentioned, there are no changes to previously reported financial statements, management discussion, or other disclosures.
• New Certifications Filed: Updated Section 302 and 906 certifications pursuant to the Sarbanes-Oxley Act are included with this amendment.
• Securities Information: The company’s Class A and Class B shares remain listed on the New York Stock Exchange under the symbols CRD-A and CRD-B, respectively.
• Share Counts and Public Float: As of February 26, 2026, there were 29,688,043 shares of Class A and 18,985,060 shares of Class B outstanding. The public float as of June 30, 2025, was approximately \$239.8 million.

Details Investors Need to Know

1. Audit Report Correction: The primary purpose of this amendment is to address an administrative error in the audit report provided by Ernst & Young LLP. Specifically, the original audit report included an incorrect date and referenced an assessment of internal controls over financial reporting. The amended filing now contains the correct date and removes the unnecessary internal control language, aligning the report strictly with the consolidated financial statements for the year ended December 31, 2024.

2. No Underlying Financial Changes: Importantly, this amendment does NOT reflect any changes to the company’s financial results, management discussion, or any other disclosures made in the original 10-K. No new events or material changes have occurred since the original filing that would impact shareholders or the company’s valuation.

3. Updated Certifications: Consistent with SEC rules, new certifications from company officers have been filed as part of this amendment. These cover compliance with Sections 302 and 906 of the Sarbanes-Oxley Act, confirming the accuracy and integrity of the filings.

4. Securities and Capital Structure Details:

• Class A Common Stock: 29,688,043 shares outstanding as of February 26, 2026, trading under the symbol CRD-A on NYSE.
• Class B Common Stock: 18,985,060 shares outstanding as of February 26, 2026, trading under the symbol CRD-B on NYSE.
• Public Float: \$239,809,090 as of June 30, 2025.

Potential Price-Sensitive Information

Is this news price-sensitive?
While the amendment corrects an important aspect of the audit report, it explicitly confirms that there are no changes to any financial results, disclosures, or management’s discussion. Thus, from a fundamental perspective, this filing should not alter the underlying value of Crawford & Company or be regarded as materially price-sensitive. The company remains compliant with SEC requirements and has acted promptly to rectify a technical error.

Shareholders should always be alert to SEC filings and amendments, but in this instance, there is no substantive new information or change in outlook for the business. The amendment reinforces transparency and regulatory compliance, which are positives for long-term governance and investor confidence.

Conclusion

Crawford & Company’s amended 10-K/A for the year ended December 31, 2025, is primarily an administrative update with no impact on operational or financial performance. It ensures that the company’s filings accurately reflect the audit process and comply with SEC reporting requirements. Investors should note the correction, but no action is required as there are no changes to previously reported results or outlook.

Disclaimer: This article is for informational purposes only and does not constitute investment advice. Investors should consult their financial advisor or conduct their own research before making investment decisions. The author and publisher assume no liability for actions taken based on the information herein.

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