CyberloQ Technologies, Inc. Releases 2025 Annual Report: Key Highlights and Investor Analysis

Sarasota, FL – CyberloQ Technologies, Inc. (OTCQB: CLOQ) has filed its annual report (Form 10-K) for the fiscal year ended December 31, 2025. This comprehensive report provides shareholders and potential investors with deep insights into the company’s operations, financial condition, risks, and future outlook.

Key Highlights from the 2025 Annual Report

• Current Status: CyberloQ Technologies, Inc. remains a development-stage technology company focused on fraud prevention and credit management solutions. The company owns its proprietary software platform—CyberloQ®—which is designed to provide enhanced security for organizations handling sensitive customer data, especially in the financial sector.
• Employees and Structure: The company has two full-time employees: the President and Vice-President. A Board of Advisors drawn from banking, business development, and technical sectors supports the company’s strategic direction but does not possess decision-making powers.
• OTCQB Trading: CyberloQ’s common stock trades under the symbol “CLOQ” on the OTCQB market.
• Capital Structure: As of the filing date, there were 140,012,254 shares of common stock outstanding, held by approximately 149 shareholders (four of whom are affiliates), and 20,000 shares of preferred stock issued and outstanding. Preferred shareholders have voting rights equivalent to 5,000 votes per share, voting together with the common stock as a single class.
• Market Value: The aggregate market value of common equity held by non-affiliates as of June 30, 2025, was approximately \$17.28 million.

Financial Performance and Liquidity

• Revenue: The company reported no operating revenue for 2025, a decrease from \$15,000 in 2024. The company’s business plan continues to rely on raising additional capital or debt until it achieves profitability and secures material revenue contracts. There is no expectation of a significant decrease in operating expenses for 2026.
• Net Loss: CyberloQ recorded an operating loss of \$771,616 for 2025, with a total net loss of \$1,127,889 for the year. The company emphasizes its ongoing dependence on external financing and its ability to secure revenue-generating contracts to sustain operations.
• No Dividends: The company has not paid any dividends to date, and no changes to this policy are under consideration. Future dividend payments will depend on earnings, financial requirements, and other factors determined by the board.

Corporate Governance and Controls

• Internal Controls: Management acknowledges that internal controls over financial reporting are currently not effective, primarily due to a lack of staff and necessary segregation of duties. Material weaknesses include the absence of formal written policies and procedures for financial close and reporting. The company anticipates improvement as it grows and adds staff, but currently, these weaknesses remain a significant risk factor.
• Code of Ethics: CyberloQ has adopted a Code of Ethics applicable to its principal executive, financial, and accounting officers. The company asserts compliance with Section 16(a) beneficial ownership reporting and notes no delinquencies among its officers or directors.

Risk Factors and Forward-Looking Statements

• Business Risks: The company identifies several key risks, including:
  • General economic and industry conditions.
  • History of losses, deficits, and negative operating cash flows.
  • Limited operating history and significant competition from well-funded industry players.
  • Reliance on a small team and the need to attract key personnel.
  • Potential impact of cyber-attacks, which could cause reputational, operational, and legal harm.
  • Regulatory and environmental risks.
• Potential for Share Price Movement: Any material change in the above factors, such as the company securing significant contracts, raising new capital, or resolving its internal control weaknesses, could have a substantial impact on the company’s share price. Conversely, continuing losses, inability to raise capital, or a major cyber incident could result in share price declines.

Shareholder Information

• Major Shareholders: Notable 5% shareholders include Neil Berman (7,275,000 shares, 5.27%), Frederick Andrieni Jr (7,250,000 shares, 5.25%), and The Estate of Rex Schuette (8,675,000 shares, 6.29%).
• Executive Compensation and Incentives: There are no incentive-based stock awards outstanding.
• No Legal or Regulatory Proceedings: The company is not currently involved in any ongoing legal or administrative proceedings. Officers and directors have not been convicted or sanctioned in any securities or banking activities.

Other Important Information for Investors

• No Material Unreported Events: There were no reportable insider trading activities or unreported material events for the last quarter of 2025.
• Outlook: The company’s ability to continue as a going concern is highly dependent on raising additional capital and/or entering into material revenue contracts. The company acknowledges that its future is uncertain unless it can transition from development to revenue-generating operations.

Conclusion

CyberloQ Technologies, Inc. faces significant challenges as a development-stage company with ongoing losses, no current revenues, and material weaknesses in internal controls. However, it possesses proprietary technology and is focused on expanding its market presence in the fraud prevention and credit management space. Any successful capital raise, material contract win, or substantial operational improvement could serve as a catalyst for share price appreciation. Conversely, continued operating losses, failure to secure capital, or a major cyber event would likely have a negative impact on shareholder value.

Disclaimer: This article is for informational purposes only and does not constitute investment advice. Investors should conduct their own due diligence and consult with financial advisors before making any investment decisions. The information above is based on the company’s public filings and subject to change without notice.

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