伊戈尔电气股份有限公司为子公司顺德伊戈尔提供重大担保，累计担保额度达31.90亿元
2026年7月25日，伊戈尔电气股份有限公司（股票代码：002922，简称“伊戈尔”）发布公告，披露公司为其控股子公司佛山市顺德区伊戈尔电力科技有限公司（简称“顺德伊戈尔”）提供重大担保的最新进展。此举涉及大额担保额度，或对公司财务和股价产生影响，值得投资者重点关注。
一、担保事项概述
- 公司于2026年3月27日召开第七届董事会第五次会议，并于2026年4月27日召开2025年年度股东大会，审议通过了《关于2026年公司及子公司担保额度预计的议案》。
- 2026年度，公司及其合并报表范围内子公司的担保额度合计不超过83亿元，其中向资产负债率70%以上担保对象的担保额度不超过32.20亿元。
- 对顺德伊戈尔预计提供24亿元的担保额度。
二、最新担保进展
- 公司近日与招商银行佛山分行签署《最高额不可撤销担保书》，为顺德伊戈尔在该行办理各类业务所形成的债务提供最高2亿元（20,000万元）人民币的担保。
- 本次担保后，顺德伊戈尔的可用担保额度为6.2亿元。
三、担保合同主要条款
- 担保人：伊戈尔电气股份有限公司
- 债权人：招商银行股份有限公司佛山分行
- 债务人：佛山市顺德区伊戈尔电力科技有限公司
- 担保方式：连带责任保证
- 担保范围：主合同项下授信额度内的贷款及相关费用，最高限额为2亿元人民币，包括贷款本金、利息、罚息、复息、违约金、迟延履行金、保理费用及实现债权与担保权的相关费用。
- 保证期间：自主合同生效之日起至《授信协议》项下每笔贷款到期日或垫款日后加三年。若授信展期，则保证期间相应顺延三年。
四、对公司担保总额及风险影响
- 本次担保后，公司及控股子公司的累计担保额度为31.90亿元。
- 公司对合并报表范围内子公司及子公司间担保余额为17.59亿元，占公司最近一期经审计归属于上市公司股东净资产的46.45%。
- 公司及子公司目前无逾期担保、无诉讼担保案件、也无因担保败诉需承担的损失。
五、投资者须知及潜在影响
- 担保规模大、占净资产比例高：本次及累计担保额度占公司净资产比例较高，未来若被担保方出现违约，公司或需承担相应偿债责任，或对公司财务稳定性造成压力。
- 未出现逾期及诉讼风险：目前公司担保项目均未出现逾期、诉讼等不良状况，显示风险可控。
- 担保对象为重要子公司：顺德伊戈尔为公司核心控股子公司，对其提供担保有利于保障其融资能力和业务发展，但也放大了母公司的潜在连带风险。
- 关注未来财务负担：大额担保可能导致公司未来财务负担加重，投资者应持续关注担保项目进展及被担保方经营状况。
六、备查文件
- 《最高额不可撤销担保书》
结论：本次担保事项涉及金额大，占公司净资产比例高，未来如被担保方出现违约，或对公司业绩及股价产生较大影响。建议投资者密切关注该事项的后续进展。
免责声明：本文内容仅供参考，不构成任何投资建议。投资有风险，入市需谨慎。请以公司后续公告及相关信息为准。
Igor Electric Co., Ltd. Provides Major Guarantee for Subsidiary, Total Guarantee Amount Reaches RMB 3.19 Billion
On July 25, 2026, Igor Electric Co., Ltd. (stock code: 002922, “Igor”) announced the latest progress on providing a significant guarantee for its controlling subsidiary, Foshan Shunde Igor Electric Power Technology Co., Ltd. (“Shunde Igor”). This involves a large guarantee amount and may have an impact on the company’s finances and share price, which investors should closely monitor.
I. Overview of Guarantee
- On March 27, 2026, the company held the 5th meeting of the 7th Board of Directors, and on April 27, 2026, the 2025 annual general meeting of shareholders, and approved the proposal on the estimated guarantee limit for 2026.
- For 2026, the company’s total guarantee limit for its consolidated subsidiaries is not to exceed RMB 8.3 billion, with a limit of RMB 3.22 billion for entities with an asset-liability ratio of over 70%.
- The company plans to provide up to RMB 2.4 billion in guarantees for Shunde Igor.
II. Latest Guarantee Progress
- Recently, the company signed an “Irrevocable Maximum Guarantee” with China Merchants Bank Foshan Branch, providing a maximum guarantee of RMB 200 million for the debts incurred by Shunde Igor at the bank.
- After this guarantee, Shunde Igor’s available guarantee limit is RMB 620 million.
III. Main Terms of Guarantee Contract
- Guarantor: Igor Electric Co., Ltd.
- Creditor: China Merchants Bank Foshan Branch
- Debtor: Foshan Shunde Igor Electric Power Technology Co., Ltd.
- Guarantee Method: Joint liability guarantee
- Scope of Guarantee: Includes principal of credit facilities, interest, penalty interest, compound interest, liquidated damages, delay fees, factoring fees, costs to realize the guarantee and debt, etc., with a maximum limit of RMB 200 million.
- Guarantee Period: From the effective date of the main contract until three years after the maturity or payment date of each loan or financing. If extended, the period is extended by another three years after the extension.
IV. Company’s Total Guarantee and Risk Impact
- After this, the total guarantee amount for the company and its subsidiaries is RMB 3.19 billion.
- The guarantee balance between the company and its consolidated subsidiaries is RMB 1.759 billion, accounting for 46.45% of the most recent audited net assets attributable to shareholders.
- Currently, there are no overdue guarantees, related lawsuits, or losses from guarantees.
V. Investor Notes and Potential Impact
- Large Guarantee Scale, High Proportion of Net Assets: The guarantee amount is significant, and if the guaranteed party defaults in the future, Igor may need to bear repayment responsibilities, which could pressure financial stability.
- No Overdue or Litigation Risk Currently: All guarantee projects are currently under control without overdue or litigation risks.
- Guarantee for Key Subsidiary: Shunde Igor is a core subsidiary. The guarantee supports its financing and business development but increases the parent company’s potential risk exposure.
- Watch for Future Financial Burden: Large guarantees may increase future financial burdens. Investors should continue to track the project and the operating status of the guaranteed subsidiary.
VI. Reference Document
- “Irrevocable Maximum Guarantee”
Conclusion: The guarantee involves a large amount and a high proportion of company net assets. If the guaranteed party defaults, it may have a significant impact on performance and share price. Investors are advised to closely watch for further developments.
Disclaimer: This content is for reference only and does not constitute investment advice. Investment involves risks. Please refer to subsequent company announcements and related information.
