兴业银行2025年年度A股权益分派实施公告：投资者需知全解
要点摘要
- 每股分红： 每股现金红利人民币0.501元（含税）
- 分红总额： 共计人民币106.03亿元
- 股权登记日： 2026年6月11日
- 除权（息）日及红利发放日： 2026年6月12日
- 差异化分红送转： 否
- 分红涉及税务： 个人及机构投资者按照持股期限和身份适用不同税率
详细解读
兴业银行股份有限公司（股票代码：601166，简称“兴业银行”）于2026年6月8日发布2025年年度A股权益分派实施公告，明确了本年度利润分配方案的具体细节。本次分红方案已于2026年5月26日召开的2025年年度股东大会审议通过。
1. 分红方案具体内容
- 本次分红以实施前的总股本21,162,859,317股为基数。
- 每股派发现金红利人民币0.501元（含税），合计派发现金红利10,602,592,517.82元。
- 所有在股权登记日（2026年6月11日）收市后在中国证券登记结算有限责任公司上海分公司登记在册的A股股东均可获得分红。
2. 重要时间节点
| 股份类别 | 股权登记日 | 除权（息）日 | 现金红利发放日 |
|---|---|---|---|
| A股 | 2026/6/11 | 2026/6/12 | 2026/6/12 |
3. 分红实施办法及税务说明
- 大部分A股股东的现金红利将委托中国结算上海分公司通过资金清算系统派发。
- 已办理指定交易的投资者可于红利发放日在其指定证券营业部领取红利，未办理者待指定后领取。
- 恒生银行有限公司持有股份的红利由兴业银行自行发放。
4. 税务处理详解
- 自然人股东与证券投资基金：
- 持股1个月以内（含1个月）：全额纳税，实际税负20%。
- 持股超过1个月至1年（含1年）：50%计入应纳税所得额，实际税负10%。
- 持股超过1年：暂免个人所得税。
- 本次分红时暂不扣税，实际税款在股票转让时由券商代扣。
- QFII（合格境外机构投资者）股东：
- 公司代扣代缴企业所得税10%，税后每股实际分红0.4509元。
- 如享受协定待遇，需按相关规定办理。
- 沪股通投资者：
- 同样代扣10%所得税，税后每股0.4509元。
- 若属其他国家税收居民且协定税率低于10%，可申请享受税收优惠。
- 企业法人（居民企业）持股： 现金红利所得税由企业自行缴纳，每股0.501元（含税）。
5. 投资者须知与潜在影响
- 本次分红金额较大，分红率处于行业较高水平，显示公司稳健的盈利能力与现金流状况，或将提振市场信心，对股价形成正面支持。
- 分红时点明确，建议投资者关注股权登记日和除权日安排，合理规划持股时间，优化税务负担。
- 自然人及机构投资者需注意分红所得的税务处理，避免因忽视相关规定而产生不必要的损失。
6. 咨询方式
如有疑问，可联系兴业银行董事会办公室，电话：0591-87857530。
注：本公告系根据兴业银行官方文件整理，具体实施内容以公司最终公告与税务规定为准。
免责声明
本文内容仅为信息披露整理，不构成任何投资建议。投资有风险，决策需谨慎。请投资者以公司公告及相关法规为准，并咨询专业人士。
English Version
Industrial Bank 2025 Annual A-share Dividend Implementation Announcement: Everything Investors Need to Know
Key Highlights
- Dividend per share: RMB 0.501 (pre-tax)
- Total Dividend Payout: RMB 10.603 billion
- Shareholder Record Date: June 11, 2026
- Ex-dividend and Dividend Payment Date: June 12, 2026
- Differentiated Dividend Policy: No
- Tax implications: Different rates apply based on investor type and holding period
In-depth Details
Industrial Bank Co., Ltd. (Stock code: 601166, “Industrial Bank”) released its 2025 annual A-share dividend implementation announcement on June 8, 2026, clarifying details of this year’s profit distribution plan. The plan was approved at the Annual General Meeting on May 26, 2026.
1. Dividend Plan Details
- The dividend is based on the pre-implementation total share capital of 21,162,859,317 shares.
- Each share will receive a cash dividend of RMB 0.501 (pre-tax); the total payout amounts to RMB 10,602,592,517.82.
- All A-shareholders registered with CSDC Shanghai Branch after market close on the record date will receive the dividend.
2. Important Dates
| Share Class | Record Date | Ex-date | Dividend Payment Date |
|---|---|---|---|
| A-share | 2026/6/11 | 2026/6/12 | 2026/6/12 |
3. Dividend Implementation and Tax Details
- Most A-shareholders will receive dividends via the CSDC clearing system.
- Investors who have completed designated trading can collect dividends at their respective brokerage outlets; otherwise, the dividend is withheld until designation is completed.
- Dividends for shares held by Hang Seng Bank Limited are paid directly by the company.
4. Taxation Details
- Individual shareholders and securities investment funds:
- Holding period ≤1 month: full dividend taxed at 20%.
- Holding period >1 month to ≤1 year: 50% of dividend taxed, effective rate 10%.
- Holding period >1 year: personal income tax exempted for now.
- No tax withheld at dividend distribution; actual tax collected upon stock transfer by brokers.
- QFII (Qualified Foreign Institutional Investors):
- Company withholds 10% corporate income tax; after-tax dividend per share is RMB 0.4509.
- Tax treaty benefits may be applied for via official procedures.
- Shanghai-Hong Kong Stock Connect Investors:
- 10% tax withheld, after-tax dividend per share is RMB 0.4509.
- Investors who qualify for lower treaty rates may apply for reduced taxation.
- Resident Enterprises (corporate investors): Responsible for their own tax declaration; pre-tax dividend per share is RMB 0.501.
5. Investor Notes and Potential Price Impact
- This is a substantial payout, with a relatively high dividend yield in the banking sector, reflecting the bank’s robust earnings and cash flow. This could boost market confidence and potentially support the share price.
- Investors should pay close attention to the record and ex-dividend dates to optimize their holding period and manage tax exposure efficiently.
- Both individual and institutional investors must be aware of the dividend tax rules to avoid unnecessary losses.
6. Contact for Inquiries
For more information, contact the Board Office of Industrial Bank at 0591-87857530.
Note: This summary is based on the official announcement. Actual implementation is subject to the final company release and related tax regulations.
Disclaimer
This article is for information disclosure purposes only and does not constitute any investment advice. Investment carries risks; please refer to the official company announcements and consult your professional advisor before making decisions.
