用友网络公告详解：全资子公司为母公司8,500万元借款提供连带责任保证
一、公告要点概述
- 担保人： 北京用友数能科技有限公司（用友网络全资子公司）
- 被担保人： 用友网络科技股份有限公司（母公司）
- 担保金额： 8,500万元人民币
- 担保方式： 连带责任保证，无反担保
- 用途： 母公司向北京中关村银行申请借款，用于流动资金贷款，授信额度最高1亿元，实际借款8,500万元
- 本次担保非对外担保事项，公司及下属子公司无对外及逾期担保
二、事件详情
用友网络科技股份有限公司（股票代码：600588）于2026年4月16日召开董事会会议，并于2026年5月8日召开2025年年度股东会，审议通过了向北京中关村银行申请授信额度的议案。公司获批向中关村银行申请1亿元的集团综合授信额度，授信期限为1年，品种为流动资金贷款。
近日，公司与北京中关村银行签署了《企业借款合同》，实际申请借款金额为8,500万元。为保障该笔借款顺利获得，母公司全资子公司北京用友数能科技有限公司与中关村银行签订《保证合同》，为母公司该笔借款提供连带责任保证。
本次担保事项已履行子公司内部审批程序，依据《上海证券交易所上市公司自律监管指引第1号——规范运作》，无需提交母公司董事会、股东会再次审议。
三、被担保人（母公司）基本情况
- 公司名称： 用友网络科技股份有限公司
- 统一社会信用代码： 91110000600001760P
- 注册资本： 341,699.7409万元
- 法定代表人： 王文京
- 公司类型： 其他股份有限公司（上市）
- 公司地址： 北京市海淀区北清路68号
- 主营业务： 技术服务、技术开发、技术咨询、信息系统集成、软件开发等
最新财务数据（合并报表口径）：
| 项目 | 2025年12月31日（经审计） | 2026年3月31日（未经审计） |
|---|---|---|
| 资产总额 | 216.31亿元 | 211.33亿元 |
| 负债总额 | 123.83亿元 | 126.26亿元 |
| 归母净资产 | 75.99亿元 | 68.95亿元 |
| 项目 | 2025年1-12月（经审计） | 2026年1-3月（未经审计） |
| 营业收入 | 91.82亿元 | 14.59亿元 |
| 归母净利润 | -13.89亿元 | -7.23亿元 |
提示：公司2025年度及2026年一季度归母净利润仍为亏损，净资产略有下降，需重点关注公司经营现金流状况及后续盈利能力恢复情况。
四、担保协议主要内容
- 债权人： 北京中关村银行股份有限公司
- 担保金额： 8,500万元人民币
- 保证方式： 连带责任保证，保证范围涵盖主合同项下本金、利息、逾期利息、复利、罚息、违约金、损害赔偿金及一切实现债权的相关费用
- 保证期间： 自主合同项下每笔债务履行期限届满之日起三年；如债务提前到期，自提前到期之日起三年
- 是否有反担保： 无
五、对公司及股东的影响
- 本次担保有助于公司获得流动资金贷款，满足生产经营需要，符合公司整体利益和发展规划。
- 截至公告日，公司及下属子公司无对外担保余额，无逾期担保和涉诉担保，也未为股东、实控人及关联方提供担保。
- 但需关注公司连续亏损现象和本次通过子公司为母公司融资提供担保带来的潜在风险。
- 本次公告为公司正常经营融资行为，未涉及对外担保事项，整体风险可控。
六、投资者需要关注的敏感点
- 母公司连续亏损、净资产下降，融资需求大，表明公司资金压力需投资者关注。
- 本次融资8,500万元获得子公司全额担保，若母公司资金紧张未能按期还款，担保风险将由子公司承担。
- 本次担保事项虽无须董事会、股东会再审议，但投资者应关注公司内部治理和资金运作合规性。
- 公司目前无对外担保，担保风险整体可控，但若后续主业恢复盈利不及预期，可能对公司资金安全构成压力。
七、结论
本次用友网络通过全资子公司为母公司8,500万元流动资金贷款提供连带责任保证，确保公司经营所需资金的及时落实，有助于短期内缓解资金压力。公司经营仍处于亏损状态，投资者需重点关注公司后续盈利恢复、现金流改善情况，以及由此带来的融资及担保风险变化。该事项对公司流动资金安排和财务状况或有一定影响，需持续关注其偿债能力及担保履约情况。
免责声明： 本文内容仅供投资者参考，不构成任何投资建议。投资者应结合自身实际情况，关注公司经营和财务风险，审慎决策。公司公告内容如有变化，请以官方公告为准。
English Version
Detailed Analysis: Yonyou Network’s Subsidiary Provides CNY 85 Million Guarantee for Parent Company Loan
Key Highlights
- Guarantor: Beijing Yonyou Digital Technology Co., Ltd. (wholly-owned subsidiary of Yonyou Network)
- Guaranteed Party: Yonyou Network Technology Co., Ltd. (parent company)
- Guarantee Amount: CNY 85 million
- Guarantee Type: Joint and several liability guarantee, no counter-guarantee
- Purpose: Parent company borrows from Beijing Zhongguancun Bank for working capital, with an approved credit line of up to CNY 100 million, and an actual loan of CNY 85 million
- This is not considered an external guarantee; the company and its subsidiaries have no overdue or external guarantees
Event Details
Yonyou Network Technology Co., Ltd. (Stock Code: 600588) held a board meeting on April 16, 2026, and its 2025 Annual General Meeting on May 8, 2026, approving the proposal to apply for a credit line with Beijing Zhongguancun Bank. The company obtained approval for a group comprehensive credit line of CNY 100 million, with a term of one year and for working capital loans.
Recently, the company signed a corporate loan contract with Beijing Zhongguancun Bank, agreeing to borrow CNY 85 million. To secure this loan, the wholly-owned subsidiary, Beijing Yonyou Digital Technology, signed a guarantee contract with the bank, providing a joint and several liability guarantee for the parent company.
The guarantee has completed the subsidiary’s internal approval process and, according to regulatory requirements, does not need to be submitted to the parent company’s board or shareholders’ meeting again.
Guaranteed Party (Parent Company) Profile
- Name: Yonyou Network Technology Co., Ltd.
- Unified Social Credit Code: 91110000600001760P
- Registered Capital: CNY 3.42 billion
- Legal Representative: Wang Wenjing
- Type: Other Joint Stock Company (Listed)
- Address: No. 68, Beiqing Road, Haidian District, Beijing
- Main Business: Technology services, R&D, consulting, system integration, software development, etc.
Latest Financial Data (Consolidated):
| Item | Dec 31, 2025 (Audited) | Mar 31, 2026 (Unaudited) |
|---|---|---|
| Total Assets | CNY 21.63 billion | CNY 21.13 billion |
| Total Liabilities | CNY 12.38 billion | CNY 12.63 billion |
| Net Assets Attributable to Parent | CNY 7.60 billion | CNY 6.90 billion |
| Item | Jan–Dec 2025 (Audited) | Jan–Mar 2026 (Unaudited) |
| Operating Revenue | CNY 9.18 billion | CNY 1.46 billion |
| Net Profit Attributable to Parent | -CNY 1.39 billion | -CNY 0.72 billion |
Note: The company remains loss-making for 2025 and Q1 2026, with a slight decrease in net assets. Investors should closely monitor cash flow and profitability recovery.
Key Terms of the Guarantee Agreement
- Creditor: Beijing Zhongguancun Bank Co., Ltd.
- Guarantee Amount: CNY 85 million
- Guarantee Type: Joint and several liability guarantee, covering principal, interest, overdue interest, compound interest, penalty interest, damages, and all costs incurred to realize creditor rights
- Guarantee Period: Three years from the due date of each debt under the main contract; if debts fall due early, three years from the new due date
- Counter-guarantee: None
Impact on the Company and Shareholders
- This guarantee will help the company secure working capital loans to support operations, aligning with overall business interests and development plans.
- As of the announcement, the company and its subsidiaries have zero external guarantee balances, no overdue or litigation-related guarantees, and have not provided guarantees for shareholders, controlling shareholders, or related parties.
- However, attention should be paid to the ongoing losses and the potential risk exposure if the parent company fails to repay the loan and the subsidiary is required to fulfill the guarantee.
- This is a normal financing activity, not considered an external guarantee, and overall risk is controllable.
Points Investors Should Watch
- Parent company’s continued losses and decrease in net assets indicate ongoing funding pressure.
- The CNY 85 million loan is fully guaranteed by the subsidiary. If the parent company’s cash flow remains tight, the risk may be transferred to the subsidiary.
- This guarantee does not require further board/shareholder approval, but investors should monitor internal controls and compliance over funds.
- While there are no external guarantees at present, if future business recovery is slower than expected, it may put pressure on the company’s financial safety.
Conclusion
Yonyou Network’s move to secure a CNY 85 million working capital loan with a full guarantee from its wholly-owned subsidiary helps ease short-term funding pressures and ensures business continuity. However, with continued losses and declining net assets, investors should pay close attention to future profitability, cash flow, and guarantee risk exposure. This financing and guarantee arrangement may have some impact on liquidity and financial standing, requiring ongoing investor oversight.
Disclaimer: This article is for reference only and does not constitute investment advice. Investors should make prudent decisions based on their own circumstances and pay attention to company disclosures and risks. Please refer to official announcements for any updates.
