维信诺控股孙公司为上市公司提供担保进展公告——投资者详细解读

一、公告概述

2026年5月26日，维信诺科技股份有限公司（证券代码：002387，简称“维信诺”）发布了关于控股孙公司为上市公司提供担保的进展公告。本次公告详细披露了公司担保额度、最新担保事项、相关财务数据及董事会意见，是投资者了解公司财务状况和潜在风险的重要信息。

二、关键点概述

• 维信诺及其控股子公司累计担保总额已超净资产100%，且对合并报表外单位担保金额超净资产30%，投资风险需高度关注。
• 公司控股孙公司昆山国显光电有限公司为维信诺向国家开发银行苏州市分行4亿元人民币借款提供连带责任保证。
• 本次担保事项已经过董事会和股东会审议，无需再次提交。
• 担保后，公司2025年度剩余额度为21.59亿元。
• 维信诺母公司2025年报经审计净资产为134.10亿元，2026年一季度净资产为130.67亿元，但持续亏损（2025年净利润为-10.01亿元，2026年一季度净利润为-3.07亿元）。
• 截至公告日，公司及控股子公司对外担保总余额为158.33亿元，约为净资产的484.49%。
• 公司无逾期担保、诉讼担保及因担保而承担损失的情况。

三、详细内容解读

1. 担保额度及审议情况

公司于2025年股东大会及董事会审议通过了2025年度为公司及子公司提供最高226.2亿元担保额度的议案。担保额度包含公司为子公司担保、子公司之间互保、子公司为公司担保等，额度自2024年股东大会通过之日起12个月内可循环使用。2026年，公司进一步将控股子公司为公司担保额度由52亿元增至67亿元，具体内容也已公告并审议通过。

2. 担保进展

2026年5月25日，维信诺与国家开发银行苏州市分行签署《人民币资金借款合同》，申请4亿元一年期贷款。昆山国显光电有限公司为本次借款提供连带责任保证，并签署《保证合同》。

本次新增担保后，控股子公司对公司担保余额增至45.41亿元（占2025年担保额度余额），2025年可用担保额度剩余21.59亿元。

3. 被担保人详细情况及主要财务数据

• 公司名称：维信诺科技股份有限公司
• 统一社会信用代码：914405007254810917
• 注册地址：昆山开发区夏东街658号1801室
• 法定代表人：张德强
• 总股本：1,396,796,043股
• 成立日期：1998年1月7日
• 经营范围：显示器及模块产品的研发、生产、销售及相关服务
• 母公司2025年12月31日资产总额：376.59亿元，负债总额242.49亿元，净资产134.10亿元
• 2025年营业收入：53亿元，净利润-10.01亿元（2026年一季度净利润-3.07亿元）
• 公司及控股子公司未被列为失信被执行人

4. 《保证合同》主要条款

• 保证人：昆山国显光电有限公司
• 贷款人：国家开发银行苏州市分行
• 担保范围：主合同项下全部本金、利息、罚息、违约金、补偿金等及实现债权的所有费用
• 担保方式：连带责任保证
• 保证期间：主合同债务履行期届满之日起三年内
• 担保主合同：《人民币资金借款合同》，金额4亿元，期限1年

5. 董事会意见

董事会认为，本次担保有利于满足公司经营资金需求，审批程序合规，未向控股孙公司提供反担保。公司偿债能力和信用状况正常，不存在损害公司及全体股东利益的情形。

6. 累计担保及风险提示

• 公司及控股子公司对外担保总余额158.33亿元，为净资产的484.49%
• 对报表外单位担保余额17.44亿元，占净资产53.37%
• 对子公司担保余额140.89亿元
• 无逾期担保、涉诉担保或因担保所致损失

公司担保金额巨大，已远超净资产，投资者需高度关注潜在财务和流动性风险。

四、投资者需关注的重大事项及潜在影响

• 担保额度持续大幅超过净资产，反映出公司资金链紧张及潜在财务压力，可能影响公司信用评级及后续融资能力，对股价构成压力。
• 公司持续亏损，盈利能力待改善，短期内资金需求高企，须警惕后续资金风险和债务风险。
• 目前公司无逾期担保和相关诉讼，表明短期内风险可控，但高额担保本身已为潜在风险点。
• 公告信息充分，涉及重大财务安排，对投资者决策极具参考价值。

五、备查文件

1. 《保证合同》
2. 第七届董事会第十七次会议决议
3. 2024年度股东大会决议
4. 第七届董事会第三十一次会议决议
5. 2026年第三次临时股东会决议

免责声明：本文内容仅供投资者参考，不构成投资建议。维信诺当前担保额度远超净资产，投资者应充分关注相关财务风险与市场变化，谨慎决策。投资有风险，入市需谨慎。

English Version

Detailed Progress Report: Veson Subsidiary Guarantee for Listed Company—Investor Briefing

1. Overview of the Announcement

On May 26, 2026, Veson Technology Co., Ltd. (002387.SZ, “Veson”) disclosed the latest progress regarding a guarantee provided by its majority-owned grandchild company for the listed parent. The announcement covers guarantee limits, new guarantee arrangements, core financial data, and board opinions—key information for investors monitoring the company’s financial health and potential risks.

2. Key Highlights

• Veson and its subsidiaries’ total external guarantees have exceeded 100% of net assets, with guarantees to off-balance units exceeding 30% of net assets—a significant risk investors must note.
• Subsidiary Kunshan Guoxian Optoelectronics Co., Ltd. is providing joint and several guarantee for a RMB 400 million loan from China Development Bank Suzhou Branch to the parent company.
• The guarantee is within board and general meeting approvals and does not require further review.
• After this guarantee, the remaining guarantee quota for 2025 is RMB 2.159 billion.
• Veson’s parent company had audited net assets of RMB 13.409 billion in 2025 and RMB 13.067 billion in Q1 2026, but continues to be loss-making (2025 net loss: RMB 1.001 billion; Q1 2026 loss: RMB 307 million).
• Total external guarantee balance stands at RMB 15.833 billion—about 484.49% of net assets.
• No overdue guarantees, guarantee-related lawsuits, or guarantee-induced losses currently exist.

3. In-depth Details

1. Guarantee Limits and Approval Process

In 2025, the board and shareholders approved a maximum guarantee quota of RMB 22.62 billion for the company and subsidiaries, including mutual and cross-guarantees, valid for 12 months after the 2024 AGM. In 2026, the quota for subsidiary guarantees to the parent was raised from RMB 5.2 billion to RMB 6.7 billion.

2. Guarantee Progress

On May 25, 2026, Veson signed a RMB 400 million one-year loan contract with CDB Suzhou Branch, with Kunshan Guoxian as joint and several guarantor.

Post-transaction, subsidiaries’ guarantee balance to the parent reaches RMB 4.541 billion, with RMB 2.159 billion quota remaining for 2025.

3. Guaranteed Party Profile & Financials

• Company Name: Veson Technology Co., Ltd.
• Unified Social Credit Code: 914405007254810917
• Registered Address: 658 Xiadong Street, Room 1801, Kunshan Economic Zone
• Legal Representative: Zhang Deqiang
• Total Shares: 1,396,796,043
• Founded: January 7, 1998
• Business Scope: R&D, production, sales, and services of display and module products
• Parent assets as of Dec 31, 2025: RMB 37.659 billion; liabilities: RMB 24.249 billion; net assets: RMB 13.409 billion
• 2025 revenue: RMB 5.3 billion; net profit: -RMB 1.001 billion (Q1 2026: -RMB 307 million)
• Not listed as a discredited entity

4. Key Guarantee Contract Clauses

• Guarantor: Kunshan Guoxian Optoelectronics
• Lender: China Development Bank Suzhou Branch
• Scope: All principal, interest, penalties, compensation, and enforcement costs under the main contract
• Form: Joint and several liability guarantee
• Term: 3 years from expiration of main contract obligations
• Main contract: RMB 400 million, 1-year tenure

5. Board Opinion

The board considers the guarantee necessary for operational funding, with compliant procedures and no reverse guarantee. The company’s solvency and credit remain sound, with no detriment to shareholder interests.

6. Accumulated Guarantees & Risk Alert

• Total external guarantee balance: RMB 15.833 billion (484.49% of net assets)
• Off-balance unit guarantees: RMB 1.744 billion (53.37% of net assets)
• Subsidiary guarantees: RMB 14.089 billion
• No overdue, litigated, or loss-making guarantees as of now

The company’s guarantee levels are extremely high relative to net assets, signaling potential financial and liquidity risks that investors must not ignore.

4. Major Points for Investors & Potential Share Price Impact

• Guarantee quotas far above net assets signal funding and solvency pressure, potential impact on credit rating and future financing, and likely downward pressure on share price.
• Continued losses and high capital needs warrant vigilance for future funding and debt risks.
• At present, no guarantee defaults or lawsuits exist, but the large guarantee balance is a material risk point.
• All details fully disclosed; announcement is highly material for investment decisions.

5. Reference Documents

1. Guarantee Contract
2. Board and Shareholder Meeting Resolutions

Disclaimer: This article is for reference only and not investment advice. Veson’s guarantee exposure far exceeds its net assets and investors should fully consider related financial risks. Market investments carry risk—please proceed with caution.

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