1. Overview of Moneylending Activities
- UEM Sunrise Berhad operates moneylending activities through its subsidiaries, Nusajaya Rise Sdn Bhd and UEM Land Berhad (which has ceased moneylending activity).
- This quarterly announcement is made pursuant to Bursa Malaysia’s Listing Requirements, ensuring transparency of lending operations and risks to investors.
2. Outstanding Loans
Nusajaya Rise Sdn Bhd
- Total outstanding loans as at 31 March 2026: RM4,322,000, all unsecured and provided to individuals.
- No loans to companies, related parties, or intra-group entities.
UEM Land Berhad (Ceased Operations)
- Total outstanding loans as at 31 March 2026: RM1,889,000, exclusively unsecured and provided to individuals.
- No loans to companies, related parties, or intra-group entities.
3. Borrowings Status
- Both subsidiaries reported no borrowings related to moneylending activities. There are no loans from within the Group or external borrowings, indicating that moneylending activities are funded internally or via retained earnings.
4. Loans in Default
Nusajaya Rise Sdn Bhd
- There are no loans in default for the quarter ended 31 March 2026. This implies sound credit management and a healthy loan book.
- Ratio of net loans in default to total net loans is not applicable (division by zero).
UEM Land Berhad
- One loan was classified as in default during the financial period, with RM432,000 in interest and fee charges in default.
- Provisions for doubtful debts and interest in suspense fully offset the defaulted amount, leaving no net balance outstanding in default.
- Ratio of net loans in default to total net loans is 0.23 (23%).
5. Top 5 Loans Details
Nusajaya Rise Sdn Bhd
| Debtor | Term (Months) | Total Outstanding (RM’000) | Net Outstanding (RM’000) | Security Provided | Value of Security | Related Party |
|---|---|---|---|---|---|---|
| Debtor 1 | 120 | 449 | 449 | No | Nil | No |
| Debtor 2 | 120 | 578 | 578 | No | Nil | No |
| Debtor 3 | 120 | 755 | 755 | No | Nil | No |
| Debtor 4 | 120 | 766 | 766 | No | Nil | No |
| Debtor 5 | 120 | 890 | 890 | No | Nil | No |
Total for Top 5 Loans: RM3,438,000 (all unsecured, none to related parties)
UEM Land Berhad
| Debtor | Term (Months) | Total Outstanding (RM’000) | Provision & Interest In Suspense (RM’000) | Net Outstanding (RM’000) | Security Provided | Value of Security | Related Party |
|---|---|---|---|---|---|---|---|
| Debtor 1 | 36 | 28 | (6) | 23 | No | Nil | No |
| Debtor 3 | 36 | 394 | (45) | 349 | No | Nil | No |
| Debtor 2 | 36 | 451 | 0 | 451 | No | Nil | No |
| Debtor 4 | 36 | 452 | (53) | 399 | No | Nil | No |
| Debtor 5 | 36 | 564 | (189) | 374 | No | Nil | No |
Total for Top 5 Loans: RM1,889,000 (RM294,000 in provisions and interest in suspense, net outstanding RM1,596,000; all unsecured, none to related parties)
6. Key Investor Takeaways
- No secured loans or loans to related parties, reducing risk of conflict-of-interest or exposure to group entities.
- All loans are unsecured and to individuals, which may carry higher credit risk. However, Nusajaya Rise Sdn Bhd reported no defaults, indicating good portfolio quality.
- UEM Land Berhad has ceased moneylending activity, and its portfolio includes some defaults which have been fully provisioned, minimizing further risk.
- No external borrowings or intra-group funding for moneylending, highlighting conservative funding practices.
- No material events or changes in loan book quality that would be considered price sensitive or likely to affect share value at this time. The overall moneylending business is small compared to UEM Sunrise Berhad’s broader operations.
7. Conclusion
While the report demonstrates prudent risk management and transparency, there are no significant developments, defaults, or material changes in the moneylending business that would be considered price sensitive or likely to impact UEM Sunrise Berhad’s share price at this time.
Disclaimer
This report is for informational purposes only and does not constitute investment advice. Investors should conduct their own research or consult professional advisors before making investment decisions. The information is based on quarterly disclosures by UEM Sunrise Berhad and may not reflect broader business risks or opportunities.
Versi Bahasa Malaysia
UEM Sunrise Berhad – Kemas Kini Perniagaan Peminjaman Wang Suku Tahunan (S1 2026)
Ringkasan Aktiviti Peminjaman Wang oleh Nusajaya Rise Sdn Bhd dan UEM Land Berhad
1. Aktiviti Utama
- UEM Sunrise Berhad menjalankan aktiviti peminjaman wang melalui anak syarikatnya, Nusajaya Rise Sdn Bhd dan UEM Land Berhad (telah menghentikan aktiviti peminjaman wang).
- Pengumuman suku tahunan ini dibuat selaras dengan Keperluan Penyenaraian Bursa Malaysia.
2. Jumlah Pinjaman Tertunggak
- Nusajaya Rise Sdn Bhd: Jumlah pinjaman tertunggak pada 31 Mac 2026 ialah RM4,322,000 (semua tidak bercagar dan diberikan kepada individu).
- UEM Land Berhad: Jumlah pinjaman tertunggak pada 31 Mac 2026 ialah RM1,889,000 (semua tidak bercagar dan diberikan kepada individu).
3. Status Pembiayaan
- Kedua-dua anak syarikat tidak mempunyai pembiayaan berkaitan aktiviti peminjaman wang.
4. Pinjaman Dalam Keadaan Gagal Bayar
- Nusajaya Rise Sdn Bhd: Tiada pinjaman gagal bayar pada suku berakhir 31 Mac 2026.
- UEM Land Berhad: Satu pinjaman dengan RM432,000 faedah dan caj telah diklasifikasikan sebagai gagal bayar dan telah diperuntukkan sepenuhnya.
5. Butiran 5 Pinjaman Terbesar
- Nusajaya Rise Sdn Bhd: Jumlah RM3,438,000 (semua tidak bercagar, tiada kepada pihak berkaitan).
- UEM Land Berhad: Jumlah RM1,889,000 (RM294,000 diperuntukkan, baki bersih RM1,596,000; semua tidak bercagar, tiada kepada pihak berkaitan).
6. Perkara Penting untuk Pelabur
- Tiada pinjaman bercagar atau kepada pihak berkaitan.
- Semua pinjaman diberikan kepada individu dan tidak bercagar.
- Nusajaya Rise menunjukkan pengurusan risiko yang baik; UEM Land Berhad telah menghentikan aktiviti dan risiko telah diperuntukkan sepenuhnya.
- Tiada pembiayaan luar atau intra-kumpulan.
- Tiada perkembangan penting atau perubahan dalam kualiti buku pinjaman yang boleh mempengaruhi harga saham buat masa ini.
7. Kesimpulan
Laporan menunjukkan pengurusan risiko yang baik dan ketelusan, namun tiada perkembangan atau perubahan material yang dijangka memberi kesan kepada harga saham UEM Sunrise Berhad buat masa ini.
Penafian
Laporan ini adalah untuk tujuan maklumat sahaja dan bukan nasihat pelaburan. Pelabur digalakkan membuat penilaian sendiri atau mendapatkan nasihat profesional sebelum membuat keputusan pelaburan.
