包钢股份与包钢集团财务公司续签金融服务协议，构成关联交易

内蒙古包钢钢联股份有限公司（股票代码：600010，简称“包钢股份”）近日公告，将与包钢集团财务有限责任公司续签《金融服务协议》。该协议有效期为三年，协议内容涵盖资金结算、存贷款、票据承兑和贴现、非融资性保函、财务顾问等金融服务业务。此次续签构成关联交易，需提交公司股东大会审议批准。

核心要点

• 协议期限：三年。
• 服务范围：资金结算与收付、存款、票据承兑与贴现、非融资性保函、财务顾问、信用鉴证及咨询代理、贷款业务，以及经监管批准的其他金融服务。
• 关联关系：包钢股份与财务公司同为包头钢铁（集团）有限责任公司控股子公司，符合《上海证券交易所股票上市规则》关联交易规定。
• 主要协议条款：
  • 结算服务收费不高于其他金融机构或同业水平。
  • 存款利率不低于中国人民银行同期同类存款基准利率及国内主要商业银行同期利率。
  • 甲方在乙方每日最高存款余额原则上不高于50亿元人民币。
  • 票据承兑、贴现及非融资性保函余额不高于19亿元人民币（不超过财务公司注册资本的95%，也不超资产总额15%）。
  • 贷款利率以LPR为基础，不高于主要商业银行同期同类贷款利率，授信额度不高于50亿元人民币。
• 审议程序：已通过独立董事专门会议及董事会审议，4名关联董事回避表决，8名非关联董事一致通过。
• 交易尚需提交公司股东大会审议批准。

对上市公司的影响

此次续签金融服务协议，包钢股份将获得安全、高效、便利的金融服务，有利于公司正常业务持续开展，拓展融资渠道，加快资金周转，提高资金使用效率，降低财务费用，节约融资成本。公司强调，交易公平、公正、公开，不存在损害公司及股东利益情形，不影响公司独立性。

对股东及股价的潜在影响

• 资金安全性和流动性提升：协议明确资金归集和存款利率保障，有助于公司资金安全和灵活调度。
• 融资成本降低：存款和贷款利率均以市场和监管基准为基础，且有明确上限，有利于降低财务费用。
• 业务效率提升：通过集团财务公司办理结算、票据、贷款等业务，流程更便捷，有利于公司运营效率。
• 关联交易风险可控：协议条款及审议程序规范，关联董事回避表决，独立董事审查，保障了中小股东利益。
• 协议额度较大：存款、贷款、票据等业务额度高达50亿元、19亿元，可能对公司财务状况及流动性产生积极影响。
• 需股东大会审议通过：若未获批准，相关金融服务将受影响，需股东关注后续进展。

投资者须知

此次公告属于重要关联交易事项，涉及上市公司与集团财务公司的大额金融服务协议。协议有利于公司融资、资金管理和业务运营，若顺利通过股东大会，将进一步优化公司财务结构和资金使用效率，对公司长期发展及盈利能力构成正面影响。投资者应关注协议审批进度及后续执行情况，相关结果可能对公司股价产生影响。

免责声明：本文内容仅供参考，不构成投资建议。投资者应根据自身判断和风险承受能力进行决策，市场有风险，投资需谨慎。

Baogang Steel to Renew Financial Services Agreement with Baogang Group Finance Company – Key Related Party Transaction

Inner Mongolia Baogang Steel Union Co., Ltd. (Stock Code: 600010) announced it will renew the Financial Services Agreement with Baogang Group Finance Co., Ltd. The agreement is valid for three years and covers services such as fund settlement, deposits and loans, bill acceptance and discounting, non-financing guarantees, financial advisory, etc. This renewal constitutes a related party transaction and requires approval at the company’s shareholders’ meeting.

Key Points

• Agreement term: Three years.
• Scope of services: Fund settlement and payment, deposits, bill acceptance/discounting, non-financing guarantees, financial advisory, credit verification and consulting agency, loan services, and other financial services approved by regulators.
• Related party relationship: Both Baogang Steel and the finance company are subsidiaries controlled by Baotou Steel (Group) Co., Ltd., meeting related party transaction rules of the Shanghai Stock Exchange.
• Main agreement terms:
  • Settlement service fees not higher than other institutions or peer levels.
  • Deposit rates not lower than PBOC benchmark or major commercial banks for similar deposits.
  • Maximum daily deposit balance at the finance company capped at RMB 5 billion.
  • Bill acceptance/discounting and non-financing guarantee balance capped at RMB 1.9 billion (not exceeding 95% of registered capital, nor 15% of audited assets).
  • Loan rates based on LPR, not higher than rates of major commercial banks, with credit limits up to RMB 5 billion.
• Review process: Approved by the independent directors’ meeting and the board of directors; 4 related directors abstained, 8 unrelated directors voted unanimously in favor.
• Transaction still subject to shareholders’ meeting approval.

Impact on the Listed Company

The agreement renewal will provide Baogang Steel with secure, efficient, and convenient financial services, benefitting normal business operations, expanding financing channels, speeding up fund turnover, improving fund usage efficiency, reducing financial expenses, and saving financing costs. The company stresses that the transaction is fair, just, open, and does not harm shareholder interests or affect independence.

Potential Impact on Shareholders and Stock Price

• Improved fund safety and liquidity: Agreement stipulates fund collection and deposit rates, ensuring fund safety and flexible deployment.
• Lower financing costs: Deposit and loan rates based on market and regulatory benchmarks with upper limits, helping reduce financial expenses.
• Enhanced operational efficiency: Group finance company offers more convenient processing for settlement, bills, and loans, boosting company efficiency.
• Controllable related party transaction risk: Agreement terms and review procedures standardized, directors abstain, independent directors scrutinize, protecting minority shareholders.
• Large transaction limits: Deposit, loan, and bill business limits up to RMB 5 billion and RMB 1.9 billion, possibly impacting financial position and liquidity positively.
• Shareholders’ meeting approval required: If not approved, financial services may be affected; shareholders should monitor further developments.

Investor Notice

This announcement is an important related party transaction involving a large financial services agreement between the listed company and its group finance company. The agreement supports financing, fund management, and business operations. If approved, it will optimize the company’s financial structure and improve fund usage efficiency, positively impacting long-term development and profitability. Investors should monitor approval progress and subsequent execution; the outcome may affect share prices.

Disclaimer: The content above is for information only and does not constitute investment advice. Investors should make decisions based on their own judgment and risk tolerance. The market carries risks; invest cautiously.

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