NewtekOne, Inc. Reports Record Loan Originations in Q1 2026 Driven by AI and Technological Innovations

Key Highlights for Investors

• Record Loan Originations: NewtekOne, Inc. (NASDAQ: NEWT) announced that it originated a record 961 loans in the first quarter of 2026, representing a significant 40% increase compared to the 1Q25 period.
• Substantial Increase in Dollar Volume: The total dollar volume of loan originations reached approximately \$391 million in 1Q26, up from \$366 million in the same period last year.
• Acceleration in Monthly Volumes: Following the implementation of advanced AI-powered enhancements in the loan origination process—including the launch of the Newtek Seven Day Business Loan™—the company saw a notable acceleration in origination volumes, particularly in March.
• March 2026 Data: In March alone, NewtekOne originated 500 loan units, a remarkable 74% increase over the 287 units in March 2025. The corresponding dollar volume for March was roughly \$230 million, up 34% from \$172 million in March 2025.
• Operational Efficiencies and Customer Benefits: The company attributes these results to further integration of AI into its loan origination process, which has delivered faster access to capital for borrowers, reduced closing costs, and greater operational efficiency for NewtekOne.
• Competitive Advantage: Management believes that these technological advances will enable NewtekOne to attract higher-quality borrowers, capture incremental market share, increase loan volume, and further diversify its loan portfolio.
• Product Success: The Newtek Seven Day Business Loan™, which funds loans within seven days of a completed application, has seen strong early success.
• Financial Guidance Maintained: Despite a slow start to the year due to process enhancements and staff training, the company reaffirmed its first quarter and full-year EPS guidance ranges of \$0.37-\$0.47 and \$2.15-\$2.55, respectively.
• Upcoming Event: NewtekOne will provide additional updates, including diversification of loan types and credit risk management, on its earnings conference call scheduled for April 30.

Details and Potential Impact for Shareholders

The substantial increase in both loan origination count and dollar volume—coupled with the successful rollout of AI-driven process enhancements—are clear signals that NewtekOne is effectively leveraging technology to drive business growth and operational efficiency.

The most significant development is the Newtek Seven Day Business Loan™, which allows funding within seven days of application completion. This product is not only providing a competitive edge by attracting higher quality borrowers but is also supporting the company’s deposit gathering and lending functions. These advances have led to faster loan commitments, funding, and closings, which are critical differentiators in the current lending market.

For investors, these operational achievements, in combination with maintained earnings guidance, suggest a positive outlook for both revenue and profitability. The ability to rapidly scale loan originations while maintaining credit quality metrics may support higher valuations and increased investor confidence. The acceleration in March, after early-year process adjustments, demonstrates the potential for continued growth momentum throughout 2026.

It is also noteworthy that NewtekOne’s management continues to focus on the diversification of loan types and risk profiles, while targeting industry-leading returns on assets and tangible common equity.

The company reminds investors that forward-looking statements are subject to risks and uncertainties, and actual results may differ from current projections.

About NewtekOne, Inc.

NewtekOne, Inc. is a financial holding company providing a comprehensive suite of business and financial solutions under the Newtek® brand to independent business owners across all 50 states. Its offerings include banking, SBA lending, electronic payment processing, accounts receivable and inventory financing, insurance solutions, payroll and benefits solutions, and technology services such as cloud computing and IT consulting through its subsidiary Intelligent Protection Management Corp. (IPM.com).

Investor Relations Contact

For further information, investors may contact:
Bryce Rowe
Telephone: (212) 273-8292
Email: [email protected]

Disclaimer: This article contains forward-looking statements and is intended for informational purposes only. Actual results may differ materially from those contained in forward-looking statements due to various risks and uncertainties. Investors should review the company’s filings with the Securities and Exchange Commission before making investment decisions. This is not investment advice.

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