诺德新材料股份有限公司担保进展公告详解

一、公告要点总结

• 公司及其子公司累计对外担保总额高达11,428,314.1万元，已占公司最近一期经审计净资产的201.18%，远超50%和100%的警戒线。
• 本次新增担保涉及五家被担保对象，均为公司或全资子公司，担保总金额为38,500万元。
• 所有担保均为无反担保的连带责任保证，未出现逾期担保。
• 公司净利润持续为负，2025年9月30日净利润为-9,374.12万元，2024年全年净利润为-35,168.60万元。
• 担保事项已获董事会及股东大会审议通过，符合战略需要，但担保风险已高度集中。

二、担保对象详情及金额

三、重要风险提示

• 担保总额占净资产比例极高：对外担保总额已超过净资产的201.18%，远超监管警戒线，显著提升公司整体财务风险。
• 无反担保措施：所有担保均无反担保，若被担保方违约，公司需承担全部债务责任。
• 主营公司净利润持续亏损：母公司及部分子公司净利润为负，偿债能力需警惕。
• 担保额度已接近授权上限：公司及子公司间担保额度已使用超九成，剩余可用担保额度有限。
• 担保事项已获股东大会审议通过，但未来财务压力显著。

四、担保协议主要内容

担保方式为连带责任保证，担保期限大多为1年，个别为3年。债权人包括广发银行、浦发银行、工商银行、民生银行、兴业银行与中信银行，涉及深圳、惠州、西宁、武汉、长春等地。全部担保均为公司或全资子公司之间，未涉及外部企业。

五、对投资者的影响

• 公司高比例对外担保或引发市场对偿债能力及财务稳健性的担忧，存潜在股价波动风险。
• 母公司及核心子公司净利润亏损，若被担保方经营异常，母公司需承担巨额债务。
• 担保风险可控但已高度集中，投资者应关注后续经营及财务表现。
• 本次公告属于重大事项，或对公司估值及股价产生直接影响。

六、董事会意见与后续展望

董事会认为本次担保事项为生产经营需要，符合公司战略，有利于稳定发展。被担保公司运作正常，无逾期债务，风险总体可控。累计担保额度接近授权上限，后续新增担保空间有限。

七、结论

本公告为投资者提供了公司财务风险的重要信息。高担保比例、母公司亏损、无反担保，均为潜在影响股价的重大事项。建议投资者密切关注公司后续经营与偿债能力变化。

免责声明：本文仅为财务新闻解读，不构成任何投资建议。投资者应根据自身风险偏好审慎决策，诺德新材料股份有限公司及本人不对因本文内容引发的投资结果负责。

Nord New Materials Co., Ltd. Guarantee Progress Announcement – Investor Detailed Analysis

1. Key Highlights

• Total external guarantees by the company and subsidiaries have reached RMB 11,428.3141 million, accounting for 201.18% of the most recently audited net assets—far above both 50% and 100% risk thresholds.
• The latest guarantee covers five entities, all either the company or wholly-owned subsidiaries, with a total guarantee amount of RMB 385 million.
• All guarantees are joint liability guarantees without counter-guarantee, and no overdue guarantees exist.
• The company’s net profit remains negative: -9.37412 million as of September 30, 2025, and -35.1686 million for the year 2024.
• The guarantees have been approved by the board and shareholder meeting and are aligned with strategic needs, but risk is highly concentrated.

2. Guarantee Details

3. Major Risk Warnings

• Guarantee amount to net asset ratio is extremely high: External guarantees exceed 201.18% of net assets, significantly increasing financial risk.
• No counter-guarantee: All guarantees lack counter-guarantee; the company must bear full debt responsibility if recipients default.
• Core company net losses: Parent and some subsidiaries have negative net profits, raising concerns about repayment capability.
• Guarantee quota nearly exhausted: Guarantee quota nearly maxed out, with limited room for further guarantees.
• Guarantees approved by shareholders, but future financial pressure will be significant.

4. Guarantee Agreement Main Terms

All guarantees are joint liability, mostly for one year (one for three years). Creditors include major banks in Shenzhen, Huizhou, Xining, Wuhan, and Changchun. All guarantee recipients are company or wholly-owned subsidiaries; no external entities involved.

5. Investor Impact

• High guarantee ratio may raise market concerns over repayment capability and financial soundness, potentially affecting share price.
• Negative net profits by parent and key subsidiaries mean if recipients face financial trouble, parent company may bear massive debt.
• Risks are deemed controllable but highly concentrated; investors should monitor financial and operational performance closely.
• This announcement is a material event and may directly impact valuation and share price.

6. Board Opinion and Outlook

The board believes the guarantees are necessary for production and business needs, align with strategic direction, and risk is manageable. However, guarantee quota is almost fully utilized, leaving little room for future guarantees.

7. Conclusion

This announcement provides crucial financial risk information for investors. High guarantee ratio, losses, and lack of counter-guarantee are all material events with potential impact on share price. Investors are advised to closely track subsequent business and debt repayment developments.

Disclaimer: This article is for financial news analysis only and does not constitute investment advice. Investors should exercise caution and make decisions according to their own risk preferences. Nord New Materials Co., Ltd. and the author are not responsible for any investment results arising from this article.

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