皖通高速与安徽交控集团财务公司签署《金融服务协议》暨关联交易公告详解

一、公告要点概览

• 交易主体：安徽皖通高速公路股份有限公司（以下简称“公司”）与安徽交控集团财务有限公司（以下简称“交控财务公司”）。
• 交易内容：公司拟与交控财务公司签署《金融服务协议》，约定为公司及其控股子公司提供存款、信贷、结算等金融服务。
• 主要额度：每日最高存款余额及可循环使用的最高综合授信额度均不超过人民币60亿元，其他金融业务相关费用每年累计不超过100万元。
• 协议期限：自协议生效日起三年。
• 关联关系：交控财务公司为公司控股股东安徽省交通控股集团的全资子公司，构成关联交易，需要提交股东大会审议，关联股东将回避表决。

二、协议详细内容解读

1. 存款服务

• 服务范围包括活期、定期、通知、协定存款等。
• 存款利率不得低于国内主要商业银行同期同档次的平均执行利率，确保资金安全并足额兑付。
• 最高存款余额上限为60亿元，主要依据公司及控股子公司现有现金流情况和业务增长需求设定。

2. 信贷服务

• 包括贷款、贴现、非融资性保函及其他形式的资金融通。
• 贷款利率参照人民银行同期LPR及市场情况厘定，且不得高于主要商业银行同期同档次的平均执行利率。
• 授信额度上限为60亿元，旨在满足公司高速公路建设、翻新、并购等资金密集型业务需求。

3. 结算服务

• 提供付款、收款及相关辅助业务，结算费用全免。

4. 其他金融服务

• 包括委托贷款、财务顾问等，费用水平不高于市场同类银行，年度费用不超过100万元。
• 公司有权选择其他服务商，非独家合作。

5. 风险控制与应急机制

• 协议明确，当交控财务公司出现挤提存款、无法兑付、管理层重大变故、被监管处罚等情形时，需在两日内书面通知公司并启动应急预案，配合公司保障资金安全。
• 公司每半年对交控财务公司进行风险评估，制定风险处置预案。

三、对公司及股东的影响与潜在敏感点

• 资金安全与灵活性：协议在最大程度上保障资金安全，并拓宽了公司融资渠道，有利于降低融资成本、提升资金使用效率。
• 市场化定价：所有利率、服务费用均不劣于市场主流商业银行标准，确保交易公允合理，维护全体股东特别是中小股东利益。
• 潜在股价影响：协议若顺利实施，有望提升公司资金流动性与盈利能力，可能对公司未来经营业绩及市场估值产生积极影响，属于潜在的利好消息。
• 关联交易合规：本协议为重大关联交易，需经股东大会批准，且关联股东须回避表决，流程透明合规。

四、协议审议与风控措施

• 董事会、独立董事及审计委员会均已审议通过协议内容，并确认协议条款合理，不存在损害公司及中小股东利益的情形。
• 交控财务公司资质合法，内部控制体系健全，风险可控。
• 与交控财务公司签署协议属首次，前12个月未发生其他交易。

五、投资者须知的重点及风险提示

• 协议尚需股东大会表决通过，存在一定不确定性。
• 业务合作上限较大，若资金管理或市场情况发生重大变化，可能对公司财务状况和资金安全产生影响。

免责声明：本文内容仅作投资者信息披露与解读之用，不构成任何投资建议。投资者据此操作，风险自担。敬请审慎决策。

English Version

WanTong Expressway Signs Financial Service Agreement and Related-Party Transaction Announcement—Detailed Analysis

I. Key Highlights of the Announcement

• Transaction Parties: Anhui WanTong Expressway Co., Ltd. (“the Company”) and Anhui Transportation Holding Group Finance Co., Ltd. (“Finance Company”).
• Transaction Content: The Company plans to sign a Financial Service Agreement with the Finance Company for deposit, credit, settlement, and other financial services.
• Main Quotas: The maximum daily deposit balance and the maximum revolving credit line are both up to RMB 6 billion; other annual financial service fees not exceeding RMB 1 million.
• Term: 3 years from the effective date.
• Related-Party Relationship: The Finance Company is a wholly-owned subsidiary of the controlling shareholder, thus constituting a related-party transaction requiring shareholders’ meeting approval. Related shareholders will abstain from voting.

II. Detailed Breakdown of the Agreement

1. Deposit Services

• Includes demand, fixed, notice, and agreement deposits.
• Interest rates not lower than the average rates offered by major domestic commercial banks for similar terms, with principal and interest fully protected.
• Maximum deposit cap at RMB 6 billion, determined by the group’s existing and projected cash flows and business growth.

2. Credit Services

• Includes loans, bill discounting, non-financing guarantees, and other forms of financing.
• Loan rates referenced to the PBOC Loan Prime Rate (LPR) and not higher than market average.
• Credit line capped at RMB 6 billion, aimed at supporting the company’s capital-intensive highway construction, renovation, and M&A activities.

3. Settlement Services

• Includes payment/collection and related auxiliary services, with zero settlement fees.

4. Other Financial Services

• Includes entrusted loans, financial advisory, etc., with fees not exceeding market peers and capped at RMB 1 million per year.
• Non-exclusive: the Group may use other providers at its discretion.

5. Risk Control and Emergency Response

• The agreement stipulates the Finance Company must notify the Company within two working days and initiate emergency plans if any major risks arise (e.g., inability to pay deposits, regulatory penalties, significant management changes, etc.).
• The Company will conduct risk assessments on the Finance Company every six months and has a contingency plan in place.

III. Impact on the Company and Shareholders—Potential Price-Sensitive Points

• Liquidity & Flexibility: The agreement maximizes fund safety and diversifies financing channels, likely lowering capital costs and improving efficiency.
• Market-Based Pricing: All rates and fees are fair and not inferior to commercial banks, protecting all shareholders’ interests.
• Potential Price Impact: If executed smoothly, the agreement could enhance liquidity, profitability, and future valuations, making this a potentially positive catalyst for the share price.
• Compliance: As a significant related-party transaction, shareholder approval is required, and related parties will abstain, ensuring transparency.

IV. Approval and Risk Controls

• Board, independent directors, and audit committee have all reviewed and agreed the terms are fair and in the best interests of all shareholders.
• The Finance Company is qualified, with sound internal controls and manageable risk.
• This is the first such agreement, with no prior transactions over the past 12 months.

V. Key Points and Risks for Investors

• The agreement is subject to shareholders’ meeting approval, with some uncertainty.
• The large transaction cap may pose risks if market or fund management conditions change significantly.

Disclaimer: This article is for informational purposes for investors only and does not constitute investment advice. Please make your investment decisions carefully and at your own risk.

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