常州光洋轴承股份有限公司发布担保进展公告：涉及大额担保合同，累计担保余额高达13.79亿元
要点摘要
- 公司及下属子公司2025年度相互担保额度不超过人民币20亿元。
- 最新担保进展：与中国建设银行和华夏银行签订大额连带责任担保合同，涉及担保本金分别为1.6亿元和2亿元。
- 截至公告披露日，公司累计担保总余额为13.7941亿元，占2024年度经审计净资产的81.51%。
- 当前所有担保均在合并报表范围内，无对外担保，亦无逾期或涉诉担保事项。
公告详细内容
常州光洋轴承股份有限公司（证券代码：002708，简称“光洋股份”）近日发布关于公司提供担保的进展公告。公告显示，公司董事会及2024年度股东大会已批准，2025年度公司及纳入合并报表范围内的控股子公司间可互相提供担保，担保总额度最高为人民币20亿元，其中资产负债率70%以上的担保对象额度不超过3.8亿元，70%以下的不超过16.2亿元。担保范围涵盖银行授信、借款、银行承兑汇票、信用证、履约保函等多种融资业务，担保方式包括一般保证、连带责任担保、股权质押、抵押等，实际担保金额以最终签署合同为准，且股东大会授权公司董事长全权签署担保相关文件。
最新担保进展：
- 与建行常州惠民支行签订的连带责任保证合同： 公司全资子公司天津天海同步科技有限公司（天海同步）及常州天宏机械制造有限公司（天宏机械）为母公司与建设银行的系列债务提供最高额连带责任保证，涉及最高本金余额1.6亿元。该担保覆盖2026年3月12日至2027年12月31日期间发生的各类融资业务，包括人民币及外汇借款、银行承兑、信用证等。截止公告日，已发生流动资金借款1.2143亿元。
- 与华夏银行常州分行签订的连带责任保证合同： 天海同步为母公司与华夏银行的多笔债务提供最高余额2亿元的保证担保，担保期间自2026年1月9日至2026年11月6日，涉及银行承兑、流动资金借款、信用证、保理等多项融资。截至目前，已发生流动资金借款5500万元。
主要合同条款：
1. 担保范围除主债权本金外，还包括各类利息、违约金、赔偿金、法律文书确定的费用及为实现债权所发生的诉讼、仲裁、公证、律师费等一切费用。
2. 保证方式均为连带责任保证。
3. 单笔授信担保期限为主合同到期后3年，最高额保证合同担保期间为3年。
对股东及投资者的影响
- 截至公告日，公司对外（实为内部子公司间）累计担保总余额高达13.7941亿元，占2024年度经审计净资产的81.51%，担保比例较高，属于较为激进的财务操作，需引起投资者高度关注。
- 当前所有担保均在合并报表范围内，未向报表外公司或第三方提供担保，风险相对可控。但如被担保子公司出现流动性风险，将对公司整体资金安全产生重大影响。
- 截至公告披露日，公司及控股子公司无逾期担保、涉诉担保或因担保而产生的损失，短期风险可控。
- 本次披露的大额担保合同及高担保比例信息，可能影响投资者对公司资金安全及财务稳健性的判断，或对公司股价产生影响，建议投资者密切关注后续披露及公司资金流动性状况。
备查文件
- 《本金最高额保证合同》
- 《最高额保证合同》
- 《流动资金借款合同》
免责声明：本文基于公司公告资料整理，仅供投资者参考，不构成任何投资建议。请投资者充分关注公司担保余额占比高的潜在风险，审慎决策。
Changzhou Guangyang Bearing Co., Ltd. Publishes Progress on Major Guarantees: Cumulative Guarantee Balance Reaches RMB 1.379 Billion
Key Highlights
- The company and its subsidiaries have an approved mutual guarantee quota of up to RMB 2 billion for 2025.
- Latest developments: Major joint liability guarantee contracts signed with China Construction Bank and Huaxia Bank, with guarantee principals of RMB 160 million and RMB 200 million, respectively.
- As of the announcement date, the company’s cumulative guarantee balance is RMB 1.37941 billion, accounting for 81.51% of its audited net assets for 2024.
- All guarantees are internal (within consolidated subsidiaries); no external guarantees exist. There are no overdue or litigation-related guarantees.
Detail of the Announcement
Changzhou Guangyang Bearing Co., Ltd. (stock code: 002708, “Guangyang Bearing”) announced its latest guarantee progress. The company’s Board and the 2024 Annual Shareholders’ Meeting have approved mutual guarantees among the company and its consolidated subsidiaries for 2025, with a cap of RMB 2 billion. Within this, RMB 380 million is available for entities with asset-liability ratios above 70%, and RMB 1.62 billion for those below 70%. The scope includes bank credit, loans, banker’s acceptances, letters of credit, performance bonds, and more. Guarantee forms include general, joint liability, equity pledge, and mortgage, with actual amounts subject to signed contracts. The Chairman is authorized to sign all relevant documents.
Recent Guarantee Progress:
- Joint Liability Guarantee with CCB Changzhou Huimin Branch: Wholly-owned subsidiaries Tianjin Tianhai Synchronization Technology Co., Ltd. and Changzhou Tianhong Machinery Manufacturing Co., Ltd. provide a joint liability guarantee for the parent company’s various debts with CCB, covering up to RMB 160 million during March 12, 2026, to December 31, 2027. As of the announcement, RMB 121.43 million in working capital loans has occurred.
- Joint Liability Guarantee with Huaxia Bank Changzhou Branch: Tianhai Synchronization provides a guarantee for the parent company’s debts with Huaxia Bank (up to RMB 200 million), for the period from January 9, 2026, to November 6, 2026. RMB 55 million in working capital loans has been drawn to date.
Main Contract Terms:
1. Guarantee scope covers not only principal but also all types of interest, penalty, compensation, legal fees, and any costs for realizing creditor’s rights.
2. All guarantees are joint liability.
3. Guarantee periods are 3 years after the maturity of the principal contract.
Investor Impact
- As of this announcement, the company’s cumulative guarantee balance is RMB 1.37941 billion, representing 81.51% of 2024 audited net assets—a relatively aggressive financial stance. This warrants close investor attention.
- All guarantees are internal. However, should a guaranteed subsidiary face liquidity risks, this could have significant impact on the group’s financial security.
- There are currently no overdue, litigation-related, or loss-incurring guarantees; short-term risk is under control.
- The disclosure of these large guarantee contracts and the high guarantee ratio could affect investor perception of the company’s financial stability and may impact the share price. Investors are advised to closely monitor subsequent disclosures and the company’s liquidity status.
Reference Documents
- Principal Maximum Guarantee Contract
- Maximum Guarantee Contract
- Working Capital Loan Contract
Disclaimer: This article is based on company disclosures for informational purposes only and does not constitute investment advice. Investors should pay particular attention to the high guarantee-to-equity ratio and assess related risks accordingly.
View 光洋股份 Historical chart here
