Prospera Global Limited: FY2025 Financial Analysis & Outlook
Prospera Global Limited, a Singapore-listed investment holding company, released its condensed interim financial statements for the six months and full year ended 31 December 2025. The Group underwent significant operational changes during the year, including ceasing its hospitality operations and launching a new financial subsidiary. This article presents an in-depth analysis of its key financial metrics, performance trends, corporate actions, and outlook, aimed at investors and financial professionals.
Key Financial Metrics & Performance Comparison
| Metric |
H2 2025 |
H1 2025 |
H2 2024 |
YoY Change (H2) |
QoQ Change (H2 vs H1) |
| Revenue |
\$2,918,000 |
\$5,000 |
\$304,000 |
+860% |
+58,260% |
| Net Profit/(Loss) |
\$983,000 |
(\$1,616,000) |
(\$2,412,000) |
+141% |
+161% |
| EPS (Cents per share) |
0.12 |
(0.21) |
(0.69) |
+117% |
+157% |
| Dividend |
None |
None |
None |
NC |
NC |
| Net Asset Value per Share (Cents) |
0.94 |
0.69 |
0.34 |
+176% |
+36% |
NC: No Change. All periods show no dividends declared.
Historical Performance & Trends
Prospera Global posted a dramatic revenue spike in H2 2025, primarily due to its new financial subsidiary, PGL Capital Limited, which contributed \$2.9 million in revenue. The hospitality segment ceased operations entirely by July 2025, resulting in zero revenue from that segment, compared to \$614,000 in FY2024. The overall net loss narrowed substantially from (\$3.1) million in FY2024 to (\$633,000) in FY2025, with H2 2025 actually achieving positive net profit.
Exceptional Items & Asset Revaluation
- Impairment: The Group fully impaired a loan and interest receivable from BINEX Inc. (\$1.07 million) in FY2024, explaining a large part of the prior year’s loss. No further impairment was recognized in FY2025.
- Asset Sale: The Group reclassified its North Dakota property as held-for-sale, writing it down from \$837,000 to \$662,000, based on a signed purchase agreement in December 2025.
- Fair Value Loss: Investment property marked down by \$175,000 due to the sale.
Corporate Actions & Fund Flows
- Share Placement: In July 2025, 414 million new shares were placed, raising \$6.95 million. The share count nearly doubled, leading to dilution but boosting cash reserves.
- Use of Proceeds: Most funds (\$5.52 million) were allocated for working capital and \$1.38 million for developing financial services in Mauritius; only about half has been spent so far.
- Related Party Transactions: The CEO, Mr. Guo Jiahui, provided an unsecured short-term loan (\$850,000), which was fully repaid and interest waived in September 2025.
- Subsidiary Struck Off: Two dormant subsidiaries were struck off in 2025.
Chairman’s Statement
The Chairman’s tone is cautiously optimistic:
“The Group remains cautiously optimistic about its outlook over the next twelve months. We continue to strengthen our operational capabilities and financial position to remain competitive in a challenging business environment. Notwithstanding a loss attributable to shareholders, the Group is financially strong with cash and cash equivalents of \$7,314,000 as at 31 December 2025. The Company will actively pursue new business opportunities to enhance long-term shareholder value. These may include geographical expansion, mergers and acquisitions, and partnerships with long-term strategic investors who can add depth and breadth to the Group’s existing business portfolio.”
Dividends
No dividend was declared for FY2025 or FY2024, with management citing ongoing losses as the reason for no payout.
Directors’ Remuneration
Directors’ fees and expenses totaled \$269,708 for FY2025, included under working capital utilization.
Forecast & Outlook
- The Group’s positive working capital (\$7.7 million) and substantial cash reserves (\$7.3 million) provide financial strength, despite ongoing operational losses.
- Management expects to pursue new business opportunities, including possible M&A, partnerships, or expansion.
- No forecast or prospect statement was previously issued.
- No dividend expected until sustained profitability returns.
Conclusion & Investment Recommendations
Overall Assessment: Prospera Global’s FY2025 results show significant improvement, mainly due to the successful launch of its financial services subsidiary, large capital raising, and asset sale. The Group has transitioned away from hospitality and is now focused on its new financial and operational support services, primarily in Mauritius.
For Existing Shareholders: If you hold Prospera Global stock, consider maintaining your position. The company is well-capitalized, has reduced losses, and is actively pivoting to new business lines. However, monitor for continued operational progress and evidence of sustainable profitability.
For Potential Investors: If you do not hold the stock, exercise caution. While the Group’s financial position is strong and management is optimistic, profitability is not yet assured. Wait for confirmation that new ventures can deliver consistent earnings and positive cash flow before initiating a position.
Disclaimer: This article is for informational purposes only. It is not investment advice. Please conduct your own due diligence or consult a financial advisor before making any investment decisions.
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