Western Union 2025 Annual Report: Key Details for Investors

Overview

Western Union Company (NYSE: WU) has filed its annual Form 10-K report for the fiscal year ended December 31, 2025. The filing includes critical financial and operational information relevant to shareholders and the investment community.

Key Points in the Report

• Business Segments: Western Union operates primarily in two reportable segments: Consumer Money Transfer and Consumer Services.
• Common Stock Information: As of February 13, 2026, Western Union had 313,454,809 shares of common stock outstanding.
• Market Capitalization: As of June 30, 2025, the registrant’s public float was approximately \$2.7 billion, based on a closing share price of \$8.42.
• Dividend Information: The company declared a quarterly cash dividend of \$0.235 per share for common stockholders throughout the reporting period.
• SEC Compliance: Western Union is a well-known seasoned issuer, is fully compliant with SEC reporting requirements, and has filed all required reports in the last 12 months.
• Internal Controls: The company’s auditor provided an attestation report on management’s assessment of internal control over financial reporting, in compliance with Section 404(b) of the Sarbanes-Oxley Act.
• No Restatements or Corrections: The filing indicates no corrections of errors to previously issued financial statements, and no restatements requiring recovery analysis of incentive-based compensation.
• Shell Company Status: Western Union is not a shell company.
• Trading and Exchange: Western Union’s common stock is traded on the New York Stock Exchange under the symbol WU.
• Corporate Information: Headquarters is at 7001 East Belleview Avenue, Denver, CO 80237.

Potentially Price-Sensitive Information for Shareholders

• Dividend Continuity:
  
  The continued quarterly dividend of \$0.235 per share signals ongoing shareholder returns and may be viewed positively by income-focused investors.
• Public Float and Share Price:
  
  The public float at \$2.7 billion and the share price of \$8.42 provide a snapshot of market confidence and liquidity in Western Union shares.
• Internal Control Assurance:
  
  The auditor’s attestation of effective internal controls over financial reporting reduces risk for investors and enhances confidence in the company’s reported results.
• SEC Compliance and Transparency:
  
  Full compliance with SEC reporting requirements and no financial restatements indicate a stable and transparent reporting environment.
• No Indication of Major Financial or Operational Disruptions:
  
  The absence of restatements, corrections, or shell company status suggests operational stability.

Other Notable Details

• Incorporation by Reference: Portions of Western Union’s 2026 annual meeting proxy statement are incorporated into the 10-K report, especially for Part III disclosures.
• Regulatory Disclosures: The company provided all required disclosures, including mine safety (although not applicable to Western Union’s business), management’s discussion and analysis, financial statements, and supplementary data.
• Non-Accelerated Filer Status: Western Union affirms its status as a large accelerated filer, not a smaller reporting company or emerging growth company.

Conclusion

The 2025 annual report for Western Union presents a picture of operational and financial stability. Key investor takeaways include a consistent dividend policy, strong internal controls, regulatory compliance, and a clear market presence. There is no indication of accounting restatements or other disruptions, which should reassure shareholders about the company’s governance and reporting practices.

Disclaimer

This article is for informational purposes only and does not constitute investment advice. Investors should review the full SEC filing and consult with a professional advisor prior to making any investment decisions.

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